ZIP 94404 Property Distress & Foreclosure Data

San Mateo County, California's ZIP 94404 registers 20/100 composite distress, which DLRadar reads as low. It additionally carries heavy environmental risk: climate & FEMA risk (99/100), flood (NFIP) exposure (73/100). On the structural side it scores 44/100, with 2/100 of stress already active. The most distinctive pressure shows up in structural risk (44/100), institutional ownership (17/100), mortgage stress (8/100). By contrast, institutional ownership (17/100) and mortgage stress (8/100) register low.

The market reads peak — home values rose 1.2% year on year, and 11% lower over three years (phase confidence 23/100). Topping markets hide individual distress behind strong averages.

Around 34% of renters are cost-burdened. The ZIP holds roughly 15,350 housing units. The poverty rate is 4.7% — low. Around 75% of adults hold a bachelor's degree or higher. At $182,417, median income runs above typical U.S. levels. The demographic-stress sub-score lands at 42/100. The vacancy rate is 3.8%. The typical home is worth about $1,714,400 (9.2× income, severely stretched). About 35,950 people live here, median age 40. 51% of housing is owner-occupied.

Net-net, 94404 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.