ZIP 94401 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 94401 (San Mateo County, California) lands at 27/100 — low on DLRadar's public-record scoring. It additionally carries heavy environmental risk: climate & FEMA risk (99/100), flood (NFIP) exposure (73/100). Its standout signals are construction/permit lag (64/100), structural risk (60/100), institutional ownership (17/100). institutional ownership (17/100) and mortgage stress (8/100) stay muted. Structural risk reads 60/100 against active distress of 2/100.

The market reads peak — home values held roughly flat year on year, and 13% higher over three years, at 12/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The typical home is worth about $1,184,500 (9.3× income, severely stretched). There are about 13,818 housing units across 94401. About 35,628 people live here, median age 36. Vacancy runs 5.2%. Around 45% of adults hold a bachelor's degree or higher. On demographic stress specifically, 94401 scores 49/100. The tenure split is 44% owner-occupied to 56% rented. 10.9% of residents fall below the poverty threshold. Households earn a median $121,258 — above the roughly $78,000 national figure. Rent burden reaches 44% of tenant households.

On balance 94401 is mixed, rewarding parcel-by-parcel screening over broad assumptions. There is no property file for 94401 at the moment; the composite and its components are still built from verifiable public records.

Big metro or rural, 94401 runs through one identical public-record model, so its 27/100 sits on the same scale as every other ZIP in San Mateo County, California and the nation. Nothing here is interpolated — where a source is thin for 94401, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

94401's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. The point of the 94401 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.