ZIP 94401 Property Distress & Foreclosure Data

In San Mateo County, California, ZIP 94401 scores 20 of 100 for composite distress, a low level on DLRadar's public-record index. It additionally carries heavy environmental risk: climate & FEMA risk (99/100), flood (NFIP) exposure (73/100). Its standout signals are structural risk (44/100), institutional ownership (17/100), mortgage stress (8/100). By contrast, institutional ownership (17/100) and mortgage stress (8/100) register low. Structural risk reads 44/100 against active distress of 2/100.

The market reads peak — home values rose 1.2% year on year, and 13% higher over three years, at 23/100 phase confidence. Topping markets hide individual distress behind strong averages.

The typical home is worth about $1,184,500 (9.3× income, severely stretched). There are about 13,818 housing units across 94401. About 35,628 people live here, median age 36. Vacancy runs 5.2%. Around 45% of adults hold a bachelor's degree or higher. The demographic-stress sub-score lands at 49/100. 44% of housing is owner-occupied. The poverty rate is 10.9%. At $121,258, median income runs above typical U.S. levels. Rent burden reaches 44% of tenant households.

Net-net, 94401 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.