ZIP 94010 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 public-record scale, ZIP 94010 in San Mateo County, California comes in at 27, a low composite-distress reading. Climate and flood risk are elevated too — climate & FEMA risk (99/100), flood (NFIP) exposure (73/100). Leading the profile are construction/permit lag (64/100), structural risk (60/100), institutional ownership (17/100). On the quiet end sit institutional ownership (17/100) and mortgage stress (8/100). Structurally it carries 60/100, against 2/100 of stress already in motion.

The peak-phase market in 94010 posted values that held roughly flat over the year, and 92% higher over three years, at 12/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The ZIP holds roughly 18,060 housing units. Home values center near $2,000,000, an affordability ratio of 10.4× — stretched. 5.4% of residents fall below the poverty threshold. Vacancy runs 8.9%. About 42,794 people live here, median age 43. On demographic stress specifically, 94010 scores 45/100. Educational attainment sits at 69% bachelor's-or-above. Rent burden reaches 36% of tenant households. The tenure split is 61% owner-occupied to 39% rented. Median household income is $191,758, above the U.S. median near $78,000.

Net-net, 94010 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Parcel-level detail for 94010 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

The number is not local guesswork: 94010's 27/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Where the public record is thin for 94010, the field stays empty rather than modeled, and fills in as new documents post.

Behind 94010's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Treat 94010 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.