ZIP 94021 Foreclosure, Tax-Lien & Distress Report

ZIP code 94021 in San Mateo County, California carries a composite property-distress score of 27/100 — a low reading on DLRadar's deterministic public-record index. Latent structural risk is 60/100 while live distress already moving reads 2/100. Its standout signals are construction/permit lag (64/100), structural risk (60/100), institutional ownership (17/100). On the quiet end sit institutional ownership (17/100) and mortgage stress (8/100). Environmental exposure also runs high (climate & FEMA risk (99/100), flood (NFIP) exposure (73/100)).

Prices here sit in a peak phase: values held roughly flat over the trailing year, at 12/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The vacancy rate is 7.5%. The tenure split is 74% owner-occupied to 26% rented. Home values center near $1,073,100, an affordability ratio of 4.9×. About 63% have a four-year degree. The poverty rate is 0.0% — low. The ZIP holds roughly 140 housing units. 332 residents call 94021 home, typically aged 51. Around 0% of renters are cost-burdened. Median household income is $209,712, above the U.S. median near $78,000. The demographic-stress sub-score lands at 22/100.

On balance 94021 is mixed, rewarding parcel-by-parcel screening over broad assumptions. There is no property file for 94021 at the moment; the composite and its components are still built from verifiable public records.

Because one deterministic model scores every ZIP, 94021's 27/100 can be lined up against any neighbor in San Mateo County, California or any ZIP coast to coast. 94021 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

94021's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. For an operator, 94021 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.