ZIP 95006 Property Distress & Foreclosure Data

Composite property distress in 95006 (Santa Cruz County, California) lands at 25/100 — low on DLRadar's public-record scoring. Structural risk reads 55/100 against active distress of 5/100. Climate and flood risk are elevated too — climate & FEMA risk (98/100), flood (NFIP) exposure (76/100). The sharpest non-environmental signals are structural risk (55/100), institutional ownership (44/100), mortgage stress (17/100). mortgage stress (17/100) stay muted.

Prices here sit in a contraction phase: values fell 1.0% over the trailing year, 2.7% off the recent peak, and 5% lower over three years, at 26/100 phase confidence. Falling values surface more motivated sellers and below-market exits.

8,433 residents call 95006 home, typically aged 47. Households earn a median $128,483 — above the roughly $78,000 national figure. The tenure split is 77% owner-occupied to 23% rented. About 39% have a four-year degree. A median home runs $843,200 here, or 6.1 times local income. On demographic stress specifically, 95006 scores 38/100. Vacancy runs 13.8%, above the national norm and a classic distress-and-opportunity signal. There are about 3,607 housing units across 95006. Roughly 3.9% live below the poverty line, a low share typical of higher-equity areas. Rent burden reaches 55% of tenant households.

Taken together, 95006 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.