ZIP 95060 Property Distress & Foreclosure Data

Composite property distress in 95060 (Santa Cruz County, California) lands at 25/100 — low on DLRadar's public-record scoring. Structural risk reads 55/100 against active distress of 5/100. The sharpest non-environmental signals are structural risk (55/100), institutional ownership (44/100), mortgage stress (17/100). mortgage stress (17/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (98/100), flood (NFIP) exposure (76/100).

Prices here sit in a contraction phase: values fell 1.0% over the trailing year, 2.7% off the recent peak, and 0% higher over three years, at 26/100 phase confidence. Falling values surface more motivated sellers and below-market exits.

A median home runs $1,207,200 here, or 11.2 times local income. Vacancy runs 9.4%. There are about 20,417 housing units across 95060. The tenure split is 52% owner-occupied to 48% rented. On demographic stress specifically, 95060 scores 52/100. Households earn a median $106,040 — above the roughly $78,000 national figure. Rent burden reaches 50% of tenant households. About 55% have a four-year degree. 46,024 residents call 95060 home, typically aged 37. Roughly 17.1% live below the poverty line, elevated and often tied to deferred-maintenance inventory.

Taken together, 95060 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.