ZIP 95062 Foreclosure, Tax-Lien & Distress Report
Santa Cruz County, California · High Value market
Scored purely from public records, 95062 (Santa Cruz County, California) returns a low composite of 24/100. The latent-versus-live split is 53/100 structural and 5/100 already moving. Leading the profile are structural risk (53/100), institutional ownership (39/100), mortgage stress (17/100). institutional ownership (39/100) and mortgage stress (17/100) stay muted. It additionally carries heavy environmental risk: climate & FEMA risk (98/100), flood (NFIP) exposure (76/100).
The market reads peak — home values rose 1.4% year on year, and 15% higher over three years, at 12/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
About 36,047 people live here, median age 43. 54% of housing is owner-occupied. Home values center near $1,076,500, an affordability ratio of 9.8× — stretched. The demographic-stress sub-score lands at 49/100. There are about 16,979 housing units across 95062. Roughly 13.3% live below the poverty line. The vacancy rate is 9.3%. Median household income is $108,261, above the U.S. median near $78,000. Rent burden reaches 41% of tenant households. Around 51% of adults hold a bachelor's degree or higher.
Net-net, 95062 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. No parcel file is published for 95062 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.
The 95062 read uses the identical public-record model applied coast to coast, which means its 24/100 score means exactly what it means anywhere else, and 95062 stays directly comparable to neighboring ZIPs and the rest of Santa Cruz County, California. 95062 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.
95062's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. The point of the 95062 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.
Signal-by-signal read on 95062
Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties are broken out by owner, address, APN, per-property score and exit read inside DLRadar.
95062 at a glance
The live 95062 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
Neighbouring ZIPs in Santa Cruz County
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Get the full acquisition report for 95062
See who owns each distressed property in 95062, where it is, its APN and score, the bank behind it and how fast it should exit — then fund and close it in one click. Continuously refreshed, nationwide.
Deterministic scoring, sourced entirely from public data · methodology