ZIP 95073 Foreclosure, Tax-Lien & Distress Report
Santa Cruz County, California · High Value market
Composite property distress in 95073 (Santa Cruz County, California) lands at 24/100 — low on DLRadar's distress scoring. On the structural side it scores 52/100, with 5/100 of stress already active. Climate and flood risk are elevated too — climate & FEMA risk (98/100), flood (NFIP) exposure (74/100). The sharpest non-environmental signals are structural risk (52/100), institutional ownership (38/100), mortgage stress (17/100). By contrast, institutional ownership (38/100) and mortgage stress (17/100) register low.
Prices here sit in a peak phase: values rose 1.4% over the trailing year, and 16% higher over three years (phase confidence 12/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
11,487 residents call 95073 home, typically aged 44. The demographic-stress sub-score lands at 44/100. There are about 4,879 housing units across 95073. Owners hold 73% of homes, renters 27%. Vacancy runs 5.8%. The poverty rate is 10.4%. Around 45% of adults hold a bachelor's degree or higher. At $113,929, median income runs above typical U.S. levels. The typical home is worth about $1,062,800 (8.9× income, severely stretched). Rent burden reaches 42% of tenant households.
On balance 95073 is mixed, rewarding parcel-by-parcel screening over broad assumptions. There is no property file for 95073 at the moment; the composite and its components are still built from verifiable records.
Big metro or rural, 95073 runs through one identical scoring model, so its 24/100 sits on the same scale as every other ZIP in Santa Cruz County, California and the nation. Nothing here is interpolated — where a source is thin for 95073, DLRadar leaves it blank rather than guessing, and re-scores as new records post.
Behind 95073's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Treat 95073 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.
ZIP 95073 distress signals, scored
Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.
Snapshot: 95073 by the numbers
Current distress, phase, housing and lender-pressure figures for 95073, drawn from the same report attached to each property.
Adjacent Santa Cruz County ZIP reports
Nearest ZIP codes to 95073
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
More distress data near 95073
Related ZIP, county and statewide reads linked to Santa Cruz County, California.
Unlock parcel-level detail for ZIP 95073
Every distressed parcel in 95073 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to owner and lender records, refreshed continuously nationwide.
Rules-based scoring — each signal ties to a public dataset · methodology