ZIP 95033 Property Distress & Foreclosure Data

Composite property distress in 95033 (Santa Cruz County, California) lands at 23/100 — low on DLRadar's public-record scoring. Structural exposure scores 49 and live distress 4 on the 0–100 scale. The sharpest non-environmental signals are structural risk (49/100), institutional ownership (30/100), mortgage stress (12/100). institutional ownership (30/100) and mortgage stress (12/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (99/100), flood (NFIP) exposure (71/100).

Prices here sit in a contraction phase: values held roughly flat over the trailing year, 1.6% off the recent peak, and 3% lower over three years, at 18/100 phase confidence. Falling values surface more motivated sellers and below-market exits.

There are about 4,164 housing units across 95033. Roughly 3.4% live below the poverty line, a low share typical of higher-equity areas. The tenure split is 79% owner-occupied to 21% rented. About 70% have a four-year degree. A median home runs $1,417,200 here, or 7.0 times local income. On demographic stress specifically, 95033 scores 33/100. 9,884 residents call 95033 home, typically aged 46. Rent burden reaches 34% of tenant households. Vacancy runs 10.1%. Households earn a median $183,836 — above the roughly $78,000 national figure.

Taken together, 95033 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.