ZIP 95030 Property Distress & Foreclosure Data

ZIP code 95030 in Santa Clara County, California carries a composite property-distress score of 20/100 — a low reading on DLRadar's deterministic public-record index. Climate and flood risk are elevated too — climate & FEMA risk (100/100), flood (NFIP) exposure (65/100). On the structural side it scores 44/100, with 2/100 of stress already active. What sets it apart are the readings on structural risk (44/100), institutional ownership (15/100), mortgage stress (6/100). mortgage stress (6/100) and construction/permit lag (3/100) stay muted.

Prices here sit in a peak phase: values held roughly flat over the trailing year (phase confidence 12/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Roughly 6.7% live below the poverty line, a low share typical of higher-equity areas. The tenure split is 78% owner-occupied to 22% rented. Households earn a median $250,001 — above the roughly $78,000 national figure. On demographic stress specifically, 95030 scores 36/100. The ZIP holds roughly 5,837 housing units. 12,969 residents call 95030 home, typically aged 53. Around 30% of renters are cost-burdened. The vacancy rate is 10.6%. About 80% have a four-year degree. A median home runs $2,000,000 here, or 8.0 times local income.

Overall, 95030 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.