ZIP 95050 Property Distress & Foreclosure Data

DLRadar grades ZIP 95050 (Santa Clara County, California) at a low 20/100 for overall property distress. Property-level stress concentrates in structural risk (44/100), institutional ownership (15/100), mortgage stress (6/100). On the quiet end sit mortgage stress (6/100) and construction/permit lag (3/100). The latent-versus-live split is 44/100 structural and 2/100 already moving. Environmental exposure also runs high (climate & FEMA risk (100/100), flood (NFIP) exposure (65/100)).

The peak-phase market in 95050 posted values that held roughly flat over the year, and 34% higher over three years (phase confidence 12/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Educational attainment sits at 54% bachelor's-or-above. 11.4% of residents fall below the poverty threshold. Median household income is $130,051, above the U.S. median near $78,000. The ZIP holds roughly 16,804 housing units. Home values center near $1,464,700, an affordability ratio of 10.9× — stretched. The vacancy rate is 6.7%. Population is roughly 39,827 with a median age of 36. DLRadar's demographic-stress index for the area reads 50/100. Around 42% of renters are cost-burdened. Owners hold 41% of homes, renters 59%.

On balance 95050 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.