ZIP 95050 Foreclosure, Tax-Lien & Distress Report

ZIP code 95050 in Santa Clara County, California carries a composite property-distress score of 20/100 — a low reading on DLRadar's deterministic public-record index. The most distinctive pressure shows up in structural risk (43/100), institutional ownership (15/100), mortgage stress (6/100). institutional ownership (15/100) and mortgage stress (6/100) stay muted. Structural exposure scores 43 and live distress 2 on the 0–100 scale. It additionally carries heavy environmental risk: climate & FEMA risk (100/100), flood (NFIP) exposure (65/100).

The market reads contraction — home values fell 1.0% year on year, 1.6% off the recent peak, and 34% higher over three years (phase confidence 19/100). A cooling market tends to open discount-to-value windows.

Around 54% of adults hold a bachelor's degree or higher. Roughly 11.4% live below the poverty line. At $130,051, median income runs above typical U.S. levels. The ZIP holds roughly 16,804 housing units. A median home runs $1,464,700 here, or 10.9 times local income. Vacancy runs 6.7%. Population is roughly 39,827 with a median age of 36. The demographic-stress sub-score lands at 50/100. Around 42% of renters are cost-burdened. Owners hold 41% of homes, renters 59%.

Taken together, 95050 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

The number is not local guesswork: 95050's 20/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Nothing here is interpolated — where a source is thin for 95050, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

95050's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. In workflow terms, 95050 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.