ZIP 95112 Foreclosure, Tax-Lien & Distress Report
Santa Clara County, California · Cooling Market market
Santa Clara County, California's ZIP 95112 registers 20/100 composite distress, which DLRadar reads as low. The split runs 43/100 structural to 2/100 active on the ground. Climate and flood risk are elevated too — climate & FEMA risk (100/100), flood (NFIP) exposure (65/100). Leading the profile are structural risk (43/100), institutional ownership (15/100), mortgage stress (6/100). On the quiet end sit institutional ownership (15/100) and mortgage stress (6/100).
The contraction-phase market in 95112 posted values that fell 1.0% over the year, 1.6% off the recent peak, and 6% higher over three years, at 19/100 phase confidence. Falling values surface more motivated sellers and below-market exits.
About 56,766 people live here, median age 33. At $89,649, median income runs above typical U.S. levels. Vacancy runs 7.4%. The poverty rate is 18.2% — high, a tax-stress and distress correlate. A median home runs $974,300 here, or 10.7 times local income. Rent burden reaches 41% of tenant households. The tenure split is 28% owner-occupied to 72% rented. DLRadar's demographic-stress index for the area reads 54/100. The ZIP holds roughly 23,628 housing units. About 39% have a four-year degree.
On the whole, 95112 leans distressed, with opportunity clustered in specific stressed parcels. While 95112 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.
Whether 95112 runs hot or quiet, its 20/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 95112 can be compared directly against any other ZIP in Santa Clara County, California or nationwide. Nothing here is interpolated — where a source is thin for 95112, DLRadar leaves it blank rather than guessing, and re-scores as new records post.
95112's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. For a buyer, 95112 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.
ZIP 95112 distress signals, scored
Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
95112 at a glance
A live read on 95112: distress, market phase, housing and bank pressure — identical to the report behind every parcel.
Adjacent Santa Clara County ZIP reports
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Open the complete 95112 acquisition file
Pull every distressed parcel in 95112 — owner, address, APN, distress score, lender exposure and exit read — with funding and closing one click away. Nationwide coverage, continuously updated.
Rules-based scoring — each signal ties to a public dataset · methodology