ZIP 95112 Property Distress & Foreclosure Data

In Santa Clara County, California, ZIP 95112 scores 20 of 100 for composite distress, a low level on DLRadar's public-record index. Structural risk reads 44/100 against active distress of 2/100. It additionally carries heavy environmental risk: climate & FEMA risk (100/100), flood (NFIP) exposure (65/100). Its standout signals are structural risk (44/100), institutional ownership (15/100), mortgage stress (6/100). By contrast, mortgage stress (6/100) and construction/permit lag (3/100) register low.

The market reads peak — home values held roughly flat year on year, and 6% higher over three years, at 12/100 phase confidence. Topping markets hide individual distress behind strong averages.

About 56,766 people live here, median age 33. At $89,649, median income runs above typical U.S. levels. Vacancy runs 7.4%. The poverty rate is 18.2% — high, a tax-stress and distress correlate. The typical home is worth about $974,300 (10.7× income, severely stretched). Rent burden reaches 41% of tenant households. 28% of housing is owner-occupied. The demographic-stress sub-score lands at 54/100. There are about 23,628 housing units across 95112. Around 39% of adults hold a bachelor's degree or higher.

Net-net, 95112 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.