ZIP 95133 Foreclosure, Tax-Lien & Distress Report

Santa Clara County, California's ZIP 95133 registers 20/100 composite distress, which DLRadar reads as low. Environmental exposure also runs high (climate & FEMA risk (100/100), flood (NFIP) exposure (62/100)). Structural exposure scores 42 and live distress 2 on the 0–100 scale. What sets it apart are the readings on structural risk (42/100), institutional ownership (14/100), mortgage stress (6/100). On the quiet end sit institutional ownership (14/100) and mortgage stress (6/100).

Prices here sit in a contraction phase: values fell 1.0% over the trailing year, 1.6% off the recent peak, and 17% higher over three years, at 19/100 phase confidence. Softening prices widen the spread between distressed and market value — what acquisition buyers watch for.

At $132,069, median income runs above typical U.S. levels. Vacancy runs 4.1%. The poverty rate is 11.1%. DLRadar's demographic-stress index for the area reads 44/100. Rent burden reaches 37% of tenant households. Educational attainment sits at 44% bachelor's-or-above. 28,561 residents call 95133 home, typically aged 38. The typical home is worth about $1,082,400 (8.1× income, severely stretched). The tenure split is 58% owner-occupied to 42% rented. There are about 9,671 housing units across 95133.

Taken together, 95133 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. 95133 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

No ZIP is too small to score: 95133 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 20/100 composite is a like-for-like number rather than an isolated estimate. Where the record is thin for 95133, the field stays empty rather than modeled, and fills in as new documents post.

95133's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. For a buyer, 95133 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.