ZIP 94301 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 94301 (Santa Clara County, California) returns a low composite of 20/100. Climate and flood risk are elevated too — climate & FEMA risk (100/100), flood (NFIP) exposure (65/100). Structural exposure scores 43 and live distress 2 on the 0–100 scale. Property-level stress concentrates in structural risk (43/100), institutional ownership (15/100), mortgage stress (6/100). institutional ownership (15/100) and mortgage stress (6/100) stay muted.

The contraction-phase market in 94301 posted values that fell 1.0% over the year, 1.6% off the recent peak, at 19/100 phase confidence. Falling values surface more motivated sellers and below-market exits.

The poverty rate is 4.2% — low. 17,126 residents call 94301 home, typically aged 45. Households earn a median $235,529 — above the roughly $78,000 national figure. Rent burden reaches 31% of tenant households. The demographic-stress sub-score lands at 39/100. Home values center near $2,000,000, an affordability ratio of 8.5× — stretched. Owners hold 52% of homes, renters 48%. Vacancy runs 13.9%, above the national norm and a classic distress-and-opportunity signal. About 83% have a four-year degree. There are about 8,429 housing units across 94301.

Net-net, 94301 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Parcel-level detail for 94301 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

The 94301 read uses the identical public-record model applied coast to coast, which means its 20/100 score means exactly what it means anywhere else, and 94301 stays directly comparable to neighboring ZIPs and the rest of Santa Clara County, California. Nothing here is interpolated — where a source is thin for 94301, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

Behind 94301's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. For a buyer, 94301 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.