ZIP 94304 Foreclosure, Tax-Lien & Distress Report
Santa Clara County, California · High Vacancy market
ZIP code 94304 in Santa Clara County, California carries a composite property-distress score of 20/100 — a low reading on DLRadar's deterministic distress index. Latent structural risk is 42/100 while live distress already moving reads 2/100. Leading the profile are structural risk (42/100), institutional ownership (14/100), mortgage stress (6/100). institutional ownership (14/100) and mortgage stress (6/100) stay muted. Environmental exposure also runs high (climate & FEMA risk (100/100), flood (NFIP) exposure (62/100)).
The contraction-phase market in 94304 posted values that fell 1.0% over the year, 1.6% off the recent peak (phase confidence 19/100). Falling values surface more motivated sellers and below-market exits.
4,731 residents call 94304 home, typically aged 41. DLRadar's demographic-stress index for the area reads 47/100. A median home runs $2,000,000 here, or 12.3 times local income. Owners hold 24% of homes, renters 76%. Households earn a median $162,569 — above the roughly $78,000 national figure. The ZIP holds roughly 2,560 housing units. Roughly 5.5% live below the poverty line, a low share typical of higher-equity areas. Rent burden reaches 35% of tenant households. Vacancy runs 15.0%, above the national norm and a classic distress-and-opportunity signal. About 82% have a four-year degree.
Net-net, 94304 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Parcel-level detail for 94304 is not published yet -- the ZIP-level readings above remain fully sourced.
Big metro or rural, 94304 runs through one identical scoring model, so its 20/100 sits on the same scale as every other ZIP in Santa Clara County, California and the nation. 94304 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.
Each component behind 94304 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 20/100 roll-up. For an operator, 94304 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.
What is driving ZIP 94304’s distress
Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.
ZIP 94304 Stress Report snapshot
Current distress, phase, housing and lender-pressure figures for 94304, drawn from the same report attached to each property.
Other Santa Clara County ZIP codes
Nearest ZIP codes to 94304
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Keep exploring California distress
Further distress data across Santa Clara County, California at ZIP, county and state level.
Get the full acquisition report for 94304
Pull every distressed parcel in 94304 — owner, address, APN, distress score, lender exposure and exit read — with owner and lender records one click away. Nationwide coverage, continuously updated.
Built from public records, scored the same way everywhere · methodology