ZIP 94304 Foreclosure, Tax-Lien & Distress Report
Santa Clara County, California · High Vacancy market
ZIP code 94304 in Santa Clara County, California carries a composite property-distress score of 20/100 — a low reading on DLRadar's deterministic public-record index. Latent structural risk is 43/100 while live distress already moving reads 2/100. Leading the profile are structural risk (43/100), institutional ownership (15/100), mortgage stress (6/100). institutional ownership (15/100) and mortgage stress (6/100) stay muted. Environmental exposure also runs high (climate & FEMA risk (100/100), flood (NFIP) exposure (65/100)).
The contraction-phase market in 94304 posted values that fell 1.0% over the year, 1.6% off the recent peak (phase confidence 19/100). Falling values surface more motivated sellers and below-market exits.
4,731 residents call 94304 home, typically aged 41. DLRadar's demographic-stress index for the area reads 47/100. A median home runs $2,000,000 here, or 12.3 times local income. Owners hold 24% of homes, renters 76%. Households earn a median $162,569 — above the roughly $78,000 national figure. The ZIP holds roughly 2,560 housing units. Roughly 5.5% live below the poverty line, a low share typical of higher-equity areas. Rent burden reaches 35% of tenant households. Vacancy runs 15.0%, above the national norm and a classic distress-and-opportunity signal. About 82% have a four-year degree.
Net-net, 94304 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Parcel-level detail for 94304 is not published yet -- the ZIP-level readings above remain fully sourced to public records.
Big metro or rural, 94304 runs through one identical public-record model, so its 20/100 sits on the same scale as every other ZIP in Santa Clara County, California and the nation. 94304 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.
Each component behind 94304 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 20/100 roll-up. For an operator, 94304 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.
What is driving ZIP 94304’s distress
Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.
ZIP 94304 Stress Report snapshot
Current distress, phase, housing and lender-pressure figures for 94304, drawn from the same report attached to each property.
Other Santa Clara County ZIP codes
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Get the full acquisition report for 94304
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Built from public records, scored the same way everywhere · methodology