ZIP 94304 Property Distress & Foreclosure Data

Composite property distress in 94304 (Santa Clara County, California) lands at 20/100 — low on DLRadar's public-record scoring. Structural exposure scores 44 and live distress 2 on the 0–100 scale. The sharpest non-environmental signals are structural risk (44/100), institutional ownership (15/100), mortgage stress (6/100). mortgage stress (6/100) and construction/permit lag (3/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (100/100), flood (NFIP) exposure (65/100).

Prices here sit in a peak phase: values held roughly flat over the trailing year, at 12/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

4,731 residents call 94304 home, typically aged 41. On demographic stress specifically, 94304 scores 47/100. A median home runs $2,000,000 here, or 12.3 times local income. The tenure split is 24% owner-occupied to 76% rented. Households earn a median $162,569 — above the roughly $78,000 national figure. There are about 2,560 housing units across 94304. Roughly 5.5% live below the poverty line, a low share typical of higher-equity areas. Rent burden reaches 35% of tenant households. Vacancy runs 15.0%, above the national norm and a classic distress-and-opportunity signal. About 82% have a four-year degree.

Taken together, 94304 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.