ZIP 94041 Foreclosure, Tax-Lien & Distress Report
Santa Clara County, California · Cooling Market market
Composite property distress in 94041 (Santa Clara County, California) lands at 20/100 — low on DLRadar's public-record scoring. Climate and flood risk are elevated too — climate & FEMA risk (100/100), flood (NFIP) exposure (65/100). The most distinctive pressure shows up in structural risk (43/100), institutional ownership (15/100), mortgage stress (6/100). By contrast, institutional ownership (15/100) and mortgage stress (6/100) register low. The latent-versus-live split is 43/100 structural and 2/100 already moving.
The contraction-phase market in 94041 posted values that fell 1.0% over the year, 1.6% off the recent peak, at 19/100 phase confidence. A cooling market tends to open discount-to-value windows.
The ZIP holds roughly 7,686 housing units. On demographic stress specifically, 94041 scores 48/100. A median home runs $2,000,000 here, or 11.8 times local income. Around 73% of adults hold a bachelor's degree or higher. Population is roughly 15,841 with a median age of 34. Around 34% of renters are cost-burdened. Vacancy runs 9.9%. Roughly 8.6% live below the poverty line. The tenure split is 30% owner-occupied to 70% rented. Median household income is $168,980, above the U.S. median near $78,000.
Taken together, 94041 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Parcel-level detail for 94041 is not published yet -- the ZIP-level readings above remain fully sourced to public records.
The number is not local guesswork: 94041's 20/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Sparse data for 94041 shows as blanks, never estimates, and the score updates on every fresh public filing.
94041's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. For a buyer, 94041 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.
Signal-by-signal read on 94041
Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
94041 at a glance
The live 94041 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
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Built from public records, scored the same way everywhere · methodology