ZIP 94022 Foreclosure, Tax-Lien & Distress Report
Santa Clara County, California · Cooling Market market
DLRadar grades ZIP 94022 (Santa Clara County, California) at a low 20/100 for overall property distress. Environmental exposure also runs high (climate & FEMA risk (100/100), flood (NFIP) exposure (62/100)). Structurally it carries 42/100, against 2/100 of stress already in motion. The most distinctive pressure shows up in structural risk (42/100), institutional ownership (14/100), mortgage stress (6/100). By contrast, institutional ownership (14/100) and mortgage stress (6/100) register low.
The market reads contraction — home values fell 1.0% year on year, 1.6% off the recent peak, at 19/100 phase confidence. Falling values surface more motivated sellers and below-market exits.
The vacancy rate is 10.8%. Roughly 4.0% live below the poverty line, a low share typical of higher-equity areas. Around 29% of renters are cost-burdened. Around 89% of adults hold a bachelor's degree or higher. About 19,993 people live here, median age 48. 81% of housing is owner-occupied. At $250,001, median income runs above typical U.S. levels. A median home runs $2,000,000 here, or 8.0 times local income. On demographic stress specifically, 94022 scores 34/100. The ZIP holds roughly 8,144 housing units.
On the whole, 94022 leans distressed, with opportunity clustered in specific stressed parcels. Parcel-level detail for 94022 is not published yet -- the ZIP-level readings above remain fully sourced.
The 94022 read uses the identical scoring model applied coast to coast, which means its 20/100 score means exactly what it means anywhere else, and 94022 stays directly comparable to neighboring ZIPs and the rest of Santa Clara County, California. Sparse data for 94022 shows as blanks, never estimates, and the score updates on every fresh public filing.
Each component behind 94022 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 20/100 roll-up. In workflow terms, 94022 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.
Signal-by-signal read on 94022
Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties are broken out by owner, address, APN, per-property score and exit read inside DLRadar.
Snapshot: 94022 by the numbers
Real-time distress, cycle phase, housing and bank-stress readings for 94022, the same set carried on every parcel.
Adjacent Santa Clara County ZIP reports
Nearest ZIP codes to 94022
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Related reports across Santa Clara County, California
Additional distress intelligence spanning Santa Clara County, California by ZIP, county and state.
See every distressed parcel in 94022
Every distressed parcel in 94022 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to owner and lender records, refreshed continuously nationwide.
No modelling: every input is a public record · methodology