ZIP 94303 Property Distress & Foreclosure Data

DLRadar grades ZIP 94303 (Santa Clara County, California) at a low 20/100 for overall property distress. Environmental exposure also runs high (climate & FEMA risk (100/100), flood (NFIP) exposure (68/100)). The latent-versus-live split is 43/100 structural and 2/100 already moving. Property-level stress concentrates in structural risk (43/100), institutional ownership (16/100), mortgage stress (7/100). On the quiet end sit institutional ownership (16/100) and mortgage stress (7/100).

The peak-phase market in 94303 posted values that rose 0.5% over the year, and 10% higher over three years (phase confidence 16/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Median household income is $148,031, above the U.S. median near $78,000. 6.6% of residents fall below the poverty threshold. The vacancy rate is 9.1%. Educational attainment sits at 48% bachelor's-or-above. Around 47% of renters are cost-burdened. Owners hold 57% of homes, renters 43%. DLRadar's demographic-stress index for the area reads 50/100. Population is roughly 47,123 with a median age of 38. The ZIP holds roughly 15,891 housing units. Home values center near $1,826,200, an affordability ratio of 12.3× — stretched.

On balance 94303 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.