Santa Clara County, CA: Foreclosures, Tax Liens & Distressed Properties
Santa Clara County, CA, California: 63 ZIP codes scored, Santa Clara County, CA averaging 20/100 (low, Santa Clara, CA), from 16 to 25. Santa Clara County, CA is in its contraction phase (Santa Clara, CA confidence 19/100): Santa Clara, CA home prices down 1.0% (Santa Clara, CA) over twelve months, 1.6% under their peak. Santa Clara County, CA lender headwind: 56/100.
Highest-scoring Santa Clara County, CA ZIPs: 95076 (25/100), 94028 (24/100), 95033 (22/100), 94303 (21/100), 94550 (21/100), 94022 (20/100). Also scored in Santa Clara County, CA: 94024, 94040, 94041, 94043, 94085, 94086, 94087, 94089, 94301, 94304.
Across Santa Clara County, CA's scored ZIPs: median home value $1,470,202, household income $157,157, 6.7% vacancy, 7.7% poverty, 58% owner-occupied, median age 39.9.
Santa Clara County, CA insurance distress 21/100 (#2,182 in the US); FEMA hazard 0/100 for Santa Clara, CA; 4 Santa Clara, CA NFIP flood claims, $15K paid.
42 banks with 286 branches lend in Santa Clara County, CA; Santa Clara, CA weighted bank stress 67/100, highest 83/100 in Santa Clara, CA.
Santa Clara County, CA unemployment 4.3% (Santa Clara, CA +0.2 pts, six months); 6,660 new housing units permitted in Santa Clara County, CA over twelve months, Santa Clara, CA up 56% from 4,265; Santa Clara, CA home prices +9.1% a year (Santa Clara, CA) over three years.
698,837 housing units in Santa Clara County, CA; 292,557 Santa Clara, CA renter households; 43% of Santa Clara, CA renters spend 30%+ of income on rent, 20% (Santa Clara, CA) half or more.
Santa Clara County, CA ranks #3,149 nationally on the opportunity index (Santa Clara, CA, among all ranked counties); Santa Clara, CA scores 21.4/100 and Santa Clara, CA sits #54 inside California. Santa Clara, CA is in the weak opportunity phase; Santa Clara, CA's primary driver is bank institutional, Santa Clara, CA second driver vacancy; Santa Clara, CA moved down 63 places. 59 short-sale listings across Santa Clara, CA; 84 days on market observed in Santa Clara, CA; 5.5% vacancy over 63 Santa Clara, CA ZIPs.
0.1% of Santa Clara County, CA mortgages were ninety-plus days late in December 2025; Santa Clara, CA's thirty-to-eighty-nine-day share was 0.5% (CFPB county sample). Santa Clara, CA's ninety-day rate is down 0.1 points on twelve months earlier; the Santa Clara, CA peak since 2008 was 5.0% in March 2010; California overall reads 0.5%.
Santa Clara County, CA has 24 watched banks; 24 Santa Clara, CA banks sit in an elevated band. Santa Clara, CA footprints: Cathay Bank (5 branches, stress 51) in Santa Clara, CA; Citizens Business Bank Na (5 branches, stress 50) in Santa Clara, CA; Poppy Bank (4 branches, stress 69) in Santa Clara, CA.
HUD lists 47 assisted multifamily properties in Santa Clara County, CA with 4,413 units; 1,650 Santa Clara, CA units are assisted, 18 Santa Clara, CA properties under project-based Section 8.
39,484 of the 698,837 housing units in Santa Clara, CA sit vacant. Santa Clara County, CA permitted 4,828 multifamily units in twelve months; Santa Clara, CA's one-to-four unit structures added 1,832 units in Santa Clara County, CA.