ZIP 94028 Property Distress & Foreclosure Data

In San Mateo County, California, ZIP 94028 scores 20 of 100 for composite distress, a low level on DLRadar's public-record index. Its standout signals are structural risk (44/100), institutional ownership (16/100), mortgage stress (7/100). institutional ownership (16/100) and mortgage stress (7/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (99/100), flood (NFIP) exposure (72/100). The latent-versus-live split is 44/100 structural and 2/100 already moving.

Prices here sit in a peak phase: values rose 1.0% over the trailing year (phase confidence 21/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The ZIP holds roughly 2,808 housing units. A median home runs $2,000,000 here, or 8.0 times local income. Roughly 3.8% live below the poverty line, a low share typical of higher-equity areas. On demographic stress specifically, 94028 scores 40/100. About 78% have a four-year degree. The tenure split is 85% owner-occupied to 15% rented. Around 71% of renters are cost-burdened. 6,645 residents call 94028 home, typically aged 56. Households earn a median $250,001 — above the roughly $78,000 national figure. The vacancy rate is 5.7%.

Overall, 94028 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.