ZIP 94028 Foreclosure, Tax-Lien & Distress Report
San Mateo County, California · High Value market
In San Mateo County, California, ZIP 94028 scores 22 of 100 for composite distress, a low level on DLRadar's public-record index. Its heaviest discrete signals: structural risk (49/100), construction/permit lag (22/100), institutional ownership (16/100). On the quiet end sit institutional ownership (16/100) and mortgage stress (7/100). Environmental exposure also runs high (climate & FEMA risk (99/100), flood (NFIP) exposure (71/100)). On the structural side it scores 49/100, with 2/100 of stress already active.
Prices here sit in a peak phase: values held roughly flat over the trailing year (phase confidence 12/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
The ZIP holds roughly 2,808 housing units. Home values center near $2,000,000, an affordability ratio of 8.0× — stretched. Roughly 3.8% live below the poverty line, a low share typical of higher-equity areas. DLRadar's demographic-stress index for the area reads 40/100. Around 78% of adults hold a bachelor's degree or higher. The tenure split is 85% owner-occupied to 15% rented. Around 71% of renters are cost-burdened. Population is roughly 6,645 with a median age of 56. At $250,001, median income runs above typical U.S. levels. The vacancy rate is 5.7%.
Net-net, 94028 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. While 94028 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.
Big metro or rural, 94028 runs through one identical public-record model, so its 22/100 sits on the same scale as every other ZIP in San Mateo County, California and the nation. Sparse data for 94028 shows as blanks, never estimates, and the score updates on every fresh public filing.
The 22/100 figure for 94028 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Practically, 94028 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.
Signal-by-signal read on 94028
Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
94028 at a glance
Real-time distress, cycle phase, housing and bank-stress readings for 94028, the same set carried on every parcel.
Neighbouring ZIPs in San Mateo County
Related reports across San Mateo County, California
Related ZIP, county and statewide reads linked to San Mateo County, California.
Open the complete 94028 acquisition file
See who owns each distressed property in 94028, where it is, its APN and score, the bank behind it and how fast it should exit — then fund and close it in one click. Continuously refreshed, nationwide.
Built from public records, scored the same way everywhere · methodology