ZIP 94305 Property Distress & Foreclosure Data

Santa Clara County, California's ZIP 94305 registers 20/100 composite distress, which DLRadar reads as low. It additionally carries heavy environmental risk: climate & FEMA risk (100/100), flood (NFIP) exposure (65/100). On the structural side it scores 44/100, with 2/100 of stress already active. The most distinctive pressure shows up in structural risk (44/100), institutional ownership (15/100), mortgage stress (6/100). By contrast, mortgage stress (6/100) and construction/permit lag (3/100) register low.

The market reads peak — home values held roughly flat year on year, and 16% higher over three years (phase confidence 12/100). Topping markets hide individual distress behind strong averages.

At $72,470, median income runs near typical U.S. levels. The poverty rate is 17.5% — high, a tax-stress and distress correlate. Around 64% of renters are cost-burdened. Around 91% of adults hold a bachelor's degree or higher. The ZIP holds roughly 4,002 housing units. The demographic-stress sub-score lands at 53/100. About 17,912 people live here, median age 23. The typical home is worth about $2,000,000 (27.6× income, severely stretched). 27% of housing is owner-occupied. The vacancy rate is 12.7% — elevated.

Net-net, 94305 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.