ZIP 95008 Property Distress & Foreclosure Data

ZIP code 95008 in Santa Clara County, California carries a composite property-distress score of 20/100 — a low reading on DLRadar's deterministic public-record index. Structural exposure scores 44 and live distress 2 on the 0–100 scale. Environmental exposure also runs high (climate & FEMA risk (100/100), flood (NFIP) exposure (65/100)). What sets it apart are the readings on structural risk (44/100), institutional ownership (15/100), mortgage stress (6/100). On the quiet end sit mortgage stress (6/100) and construction/permit lag (3/100).

The peak-phase market in 95008 posted values that held roughly flat over the year, and 8% higher over three years, at 12/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Vacancy runs 6.6%. 5.9% of residents fall below the poverty threshold. Population is roughly 48,415 with a median age of 39. Educational attainment sits at 59% bachelor's-or-above. Home values center near $1,633,600, an affordability ratio of 11.1× — stretched. Median household income is $142,841, above the U.S. median near $78,000. Owners hold 49% of homes, renters 51%. Rent burden reaches 39% of tenant households. There are about 20,353 housing units across 95008. DLRadar's demographic-stress index for the area reads 48/100.

On balance 95008 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.