ZIP 95125 Property Distress & Foreclosure Data

ZIP code 95125 in Santa Clara County, California carries a composite property-distress score of 20/100 — a low reading on DLRadar's deterministic public-record index. Environmental exposure also runs high (climate & FEMA risk (100/100), flood (NFIP) exposure (65/100)). What sets it apart are the readings on structural risk (44/100), institutional ownership (15/100), mortgage stress (6/100). On the quiet end sit mortgage stress (6/100) and construction/permit lag (3/100). Structural exposure scores 44 and live distress 2 on the 0–100 scale.

The peak-phase market in 95125 posted values that held roughly flat over the year, and 11% higher over three years, at 12/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Home values center near $1,694,300, an affordability ratio of 11.1× — stretched. 6.8% of residents fall below the poverty threshold. There are about 22,000 housing units across 95125. Owners hold 60% of homes, renters 40%. Rent burden reaches 47% of tenant households. Educational attainment sits at 56% bachelor's-or-above. Population is roughly 53,934 with a median age of 41. Median household income is $148,422, above the U.S. median near $78,000. Vacancy runs 5.5%. DLRadar's demographic-stress index for the area reads 48/100.

On balance 95125 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.