ZIP 95125 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 public-record scale, ZIP 95125 in Santa Clara County, California comes in at 20, a low composite-distress reading. It additionally carries heavy environmental risk: climate & FEMA risk (100/100), flood (NFIP) exposure (65/100). The most distinctive pressure shows up in structural risk (43/100), institutional ownership (15/100), mortgage stress (6/100). By contrast, institutional ownership (15/100) and mortgage stress (6/100) register low. The split runs 43/100 structural to 2/100 active on the ground.

Prices here sit in a contraction phase: values fell 1.0% over the trailing year, 1.6% off the recent peak, and 11% higher over three years (phase confidence 19/100). Falling values surface more motivated sellers and below-market exits.

The typical home is worth about $1,694,300 (11.1× income, severely stretched). The poverty rate is 6.8% — low. There are about 22,000 housing units across 95125. The tenure split is 60% owner-occupied to 40% rented. Rent burden reaches 47% of tenant households. Around 56% of adults hold a bachelor's degree or higher. Population is roughly 53,934 with a median age of 41. Households earn a median $148,422 — above the roughly $78,000 national figure. Vacancy runs 5.5%. On demographic stress specifically, 95125 scores 48/100.

Net-net, 95125 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. No parcel file is published for 95125 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

The number is not local guesswork: 95125's 20/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Where the public record is thin for 95125, the field stays empty rather than modeled, and fills in as new documents post.

95125's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. In workflow terms, 95125 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.