ZIP 95125 Foreclosure, Tax-Lien & Distress Report
Santa Clara County, California · Cooling Market market
On DLRadar's 0-100 distress scale, ZIP 95125 in Santa Clara County, California comes in at 20, a low composite-distress reading. It additionally carries heavy environmental risk: climate & FEMA risk (100/100), flood (NFIP) exposure (62/100). The most distinctive pressure shows up in structural risk (42/100), institutional ownership (14/100), mortgage stress (6/100). By contrast, institutional ownership (14/100) and mortgage stress (6/100) register low. The split runs 42/100 structural to 2/100 active on the ground.
Prices here sit in a contraction phase: values fell 1.0% over the trailing year, 1.6% off the recent peak, and 11% higher over three years (phase confidence 19/100). Falling values surface more motivated sellers and below-market exits.
The typical home is worth about $1,694,300 (11.1× income, severely stretched). The poverty rate is 6.8% — low. There are about 22,000 housing units across 95125. The tenure split is 60% owner-occupied to 40% rented. Rent burden reaches 47% of tenant households. Around 56% of adults hold a bachelor's degree or higher. Population is roughly 53,934 with a median age of 41. Households earn a median $148,422 — above the roughly $78,000 national figure. Vacancy runs 5.5%. On demographic stress specifically, 95125 scores 48/100.
Net-net, 95125 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. No parcel file is published for 95125 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.
The number is not local guesswork: 95125's 20/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Where the record is thin for 95125, the field stays empty rather than modeled, and fills in as new documents post.
95125's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. In workflow terms, 95125 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.
Distress signal breakdown — ZIP 95125
Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties are listed in full, with owner, address, APN, per-parcel score and exit-velocity read.
The 95125 distress snapshot
Real-time distress, cycle phase, housing and bank-stress readings for 95125, the same set carried on every parcel.
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Get the full acquisition report for 95125
See who owns each distressed property in 95125, where it is, its APN and score, the bank behind it and how fast it should exit — then open its owner and lender records in one click. Continuously refreshed, nationwide.
Built from public records, scored the same way everywhere · methodology