ZIP 95127 Property Distress & Foreclosure Data

DLRadar grades ZIP 95127 (Santa Clara County, California) at a low 20/100 for overall property distress. It additionally carries heavy environmental risk: climate & FEMA risk (100/100), flood (NFIP) exposure (65/100). Property-level stress concentrates in structural risk (44/100), institutional ownership (15/100), mortgage stress (6/100). By contrast, mortgage stress (6/100) and construction/permit lag (3/100) register low. Structural risk reads 44/100 against active distress of 2/100.

The market reads peak — home values held roughly flat year on year, and 11% higher over three years, at 12/100 phase confidence. Topping markets hide individual distress behind strong averages.

About 61,091 people live here, median age 39. There are about 16,257 housing units across 95127. 66% of housing is owner-occupied. Vacancy runs 6.1%. At $120,548, median income runs above typical U.S. levels. Around 27% of adults hold a bachelor's degree or higher. Rent burden reaches 50% of tenant households. The demographic-stress sub-score lands at 48/100. The typical home is worth about $1,035,800 (8.3× income, severely stretched). The poverty rate is 8.8%.

Net-net, 95127 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.