ZIP 95132 Property Distress & Foreclosure Data

Composite property distress in 95132 (Santa Clara County, California) lands at 20/100 — low on DLRadar's public-record scoring. Climate and flood risk are elevated too — climate & FEMA risk (100/100), flood (NFIP) exposure (65/100). The sharpest non-environmental signals are structural risk (44/100), institutional ownership (15/100), mortgage stress (6/100). mortgage stress (6/100) and construction/permit lag (3/100) stay muted. Structural exposure scores 44 and live distress 2 on the 0–100 scale.

Prices here sit in a peak phase: values held roughly flat over the trailing year, and 3% higher over three years, at 12/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

39,605 residents call 95132 home, typically aged 42. A median home runs $1,349,100 here, or 7.3 times local income. On demographic stress specifically, 95132 scores 40/100. Households earn a median $172,266 — above the roughly $78,000 national figure. The tenure split is 75% owner-occupied to 25% rented. About 50% have a four-year degree. There are about 12,477 housing units across 95132. Rent burden reaches 42% of tenant households. Vacancy runs 3.9%. Roughly 8.3% live below the poverty line.

Overall, 95132 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.