ZIP 95134 Foreclosure, Tax-Lien & Distress Report
Santa Clara County, California · Cooling Market market
Composite property distress in 95134 (Santa Clara County, California) lands at 20/100 — low on DLRadar's distress scoring. The latent-versus-live split is 42/100 structural and 0/100 already moving. The pressure is most legible in structural risk (42/100), institutional ownership (14/100). On the quiet end sit institutional ownership (14/100). Environmental exposure also runs high (climate & FEMA risk (100/100), flood (NFIP) exposure (62/100)).
The contraction-phase market in 95134 posted values that fell 1.0% over the year, 1.6% off the recent peak, at 19/100 phase confidence. Softening prices widen the spread between distressed and market value — what acquisition buyers watch for.
Households earn a median $196,847 — above the roughly $78,000 national figure. 5.2% of residents fall below the poverty threshold. Around 77% of adults hold a bachelor's degree or higher. Vacancy runs 6.3%. The ZIP holds roughly 14,752 housing units. Around 15% of renters are cost-burdened. Owners hold 13% of homes, renters 87%. DLRadar's demographic-stress index for the area reads 21/100. 30,255 residents call 95134 home, typically aged 31.
Taken together, 95134 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
Whether 95134 runs hot or quiet, its 20/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 95134 can be compared directly against any other ZIP in Santa Clara County, California or nationwide. Where the record is thin for 95134, the field stays empty rather than modeled, and fills in as new documents post.
95134's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. In workflow terms, 95134 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.
What is driving ZIP 95134’s distress
Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties are listed in full, with owner, address, APN, per-parcel score and exit-velocity read.
The 95134 distress snapshot
The live 95134 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
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Unlock the full ZIP 95134 acquisition report
Every distressed parcel in 95134 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to owner and lender records, refreshed continuously nationwide.
Built from public records, scored the same way everywhere · methodology