ZIP 95140 Property Distress & Foreclosure Data

DLRadar grades ZIP 95140 (Santa Clara County, California) at a low 20/100 for overall property distress. Property-level stress concentrates in structural risk (44/100), institutional ownership (15/100), construction/permit lag (3/100). On the quiet end sit institutional ownership (15/100) and construction/permit lag (3/100). Environmental exposure also runs high (climate & FEMA risk (100/100), flood (NFIP) exposure (65/100)). On the structural side it scores 44/100, with 0/100 of stress already active.

The peak-phase market in 95140 posted values that held roughly flat over the year (phase confidence 12/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Educational attainment sits at 76% bachelor's-or-above. Owners hold 100% of homes, renters 0%. DLRadar's demographic-stress index for the area reads 19/100. 14.6% of residents fall below the poverty threshold. Population is roughly 41 with a median age of 62. The vacancy rate is 51.5% — elevated. The ZIP holds roughly 35 housing units.

On the whole, 95140 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

20/100
Composite stress
44/100
Structural risk
0/100
Distress activity

Distress signal breakdown — ZIP 95140

Foreclosure activity0
Mortgage stress0
Climate / FEMA risk100
+9 more distress dimensions scored for this ZIP

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

Nearby ZIPs in Santa Clara County

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Deterministic. Every signal traces to a public dataset · methodology