ZIP 95121 Property Distress & Foreclosure Data

In Santa Clara County, California, ZIP 95121 scores 20 of 100 for composite distress, a low level on DLRadar's public-record index. Structural exposure scores 44 and live distress 2 on the 0–100 scale. It additionally carries heavy environmental risk: climate & FEMA risk (100/100), flood (NFIP) exposure (65/100). Its standout signals are structural risk (44/100), institutional ownership (15/100), mortgage stress (6/100). By contrast, mortgage stress (6/100) and construction/permit lag (3/100) register low.

The market reads peak — home values held roughly flat year on year, and 11% higher over three years, at 12/100 phase confidence. Topping markets hide individual distress behind strong averages.

There are about 10,005 housing units across 95121. The typical home is worth about $1,051,900 (7.7× income, severely stretched). The poverty rate is 7.8%. 77% of housing is owner-occupied. Vacancy runs 1.4%. Around 34% of adults hold a bachelor's degree or higher. At $133,700, median income runs above typical U.S. levels. The demographic-stress sub-score lands at 43/100. About 35,722 people live here, median age 44. Rent burden reaches 48% of tenant households.

Net-net, 95121 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.