ZIP 95129 Property Distress & Foreclosure Data

Santa Clara County, California's ZIP 95129 registers 20/100 composite distress, which DLRadar reads as low. Climate and flood risk are elevated too — climate & FEMA risk (100/100), flood (NFIP) exposure (65/100). The most distinctive pressure shows up in structural risk (44/100), institutional ownership (15/100), mortgage stress (6/100). mortgage stress (6/100) and construction/permit lag (3/100) stay muted. Structural exposure scores 44 and live distress 2 on the 0–100 scale.

Prices here sit in a peak phase: values held roughly flat over the trailing year, and 15% lower over three years, at 12/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

A median home runs $2,000,000 here, or 10.9 times local income. Vacancy runs 6.1%. 40,896 residents call 95129 home, typically aged 42. The tenure split is 58% owner-occupied to 42% rented. Households earn a median $182,662 — above the roughly $78,000 national figure. There are about 15,087 housing units across 95129. Roughly 3.9% live below the poverty line, a low share typical of higher-equity areas. Rent burden reaches 32% of tenant households. On demographic stress specifically, 95129 scores 44/100. About 71% have a four-year degree.

Overall, 95129 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.