ZIP 95117 Property Distress & Foreclosure Data

In Santa Clara County, California, ZIP 95117 scores 20 of 100 for composite distress, a low level on DLRadar's public-record index. Its standout signals are structural risk (44/100), institutional ownership (15/100), mortgage stress (6/100). mortgage stress (6/100) and construction/permit lag (3/100) stay muted. The latent-versus-live split is 44/100 structural and 2/100 already moving. Climate and flood risk are elevated too — climate & FEMA risk (100/100), flood (NFIP) exposure (65/100).

Prices here sit in a peak phase: values held roughly flat over the trailing year, and 1% higher over three years (phase confidence 12/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Households earn a median $115,778 — above the roughly $78,000 national figure. The ZIP holds roughly 11,366 housing units. Around 38% of renters are cost-burdened. The vacancy rate is 9.6%. About 44% have a four-year degree. A median home runs $1,520,700 here, or 12.3 times local income. The tenure split is 36% owner-occupied to 64% rented. On demographic stress specifically, 95117 scores 52/100. Roughly 9.9% live below the poverty line. 27,798 residents call 95117 home, typically aged 36.

Overall, 95117 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.