ZIP 95119 Property Distress & Foreclosure Data

Composite property distress in 95119 (Santa Clara County, California) lands at 20/100 — low on DLRadar's public-record scoring. The sharpest non-environmental signals are structural risk (44/100), institutional ownership (15/100), mortgage stress (6/100). On the quiet end sit mortgage stress (6/100) and construction/permit lag (3/100). On the structural side it scores 44/100, with 2/100 of stress already active. Environmental exposure also runs high (climate & FEMA risk (100/100), flood (NFIP) exposure (65/100)).

The peak-phase market in 95119 posted values that held roughly flat over the year, and 10% higher over three years (phase confidence 12/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Median household income is $164,129, above the U.S. median near $78,000. 5.6% of residents fall below the poverty threshold. Around 45% of renters are cost-burdened. The vacancy rate is 1.0%. Population is roughly 10,449 with a median age of 41. DLRadar's demographic-stress index for the area reads 37/100. Educational attainment sits at 58% bachelor's-or-above. Home values center near $1,247,800, an affordability ratio of 7.2× — stretched. The ZIP holds roughly 3,683 housing units. Owners hold 74% of homes, renters 26%.

On balance 95119 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.