ZIP 95119 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 public-record scale, ZIP 95119 in Santa Clara County, California comes in at 20, a low composite-distress reading. Its standout signals are structural risk (43/100), institutional ownership (15/100), mortgage stress (6/100). By contrast, institutional ownership (15/100) and mortgage stress (6/100) register low. Structural exposure scores 43 and live distress 2 on the 0–100 scale. Climate and flood risk are elevated too — climate & FEMA risk (100/100), flood (NFIP) exposure (65/100).

Prices here sit in a contraction phase: values fell 1.0% over the trailing year, 1.6% off the recent peak, and 10% higher over three years, at 19/100 phase confidence. A cooling market tends to open discount-to-value windows.

Households earn a median $164,129 — above the roughly $78,000 national figure. 5.6% of residents fall below the poverty threshold. Rent burden reaches 45% of tenant households. The vacancy rate is 1.0%. 10,449 residents call 95119 home, typically aged 41. The demographic-stress sub-score lands at 37/100. Around 58% of adults hold a bachelor's degree or higher. The typical home is worth about $1,247,800 (7.2× income, severely stretched). The ZIP holds roughly 3,683 housing units. The tenure split is 74% owner-occupied to 26% rented.

On the whole, 95119 leans distressed, with opportunity clustered in specific stressed parcels. There is no property file for 95119 at the moment; the composite and its components are still built from verifiable public records.

The 95119 read uses the identical public-record model applied coast to coast, which means its 20/100 score means exactly what it means anywhere else, and 95119 stays directly comparable to neighboring ZIPs and the rest of Santa Clara County, California. Nothing here is interpolated — where a source is thin for 95119, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

95119's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. Practically, 95119 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.