ZIP 95124 Property Distress & Foreclosure Data

Santa Clara County, California's ZIP 95124 registers 20/100 composite distress, which DLRadar reads as low. The most distinctive pressure shows up in structural risk (44/100), institutional ownership (15/100), mortgage stress (6/100). By contrast, mortgage stress (6/100) and construction/permit lag (3/100) register low. The latent-versus-live split is 44/100 structural and 2/100 already moving. It additionally carries heavy environmental risk: climate & FEMA risk (100/100), flood (NFIP) exposure (65/100).

The market reads peak — home values held roughly flat year on year, and 9% higher over three years (phase confidence 12/100). Topping markets hide individual distress behind strong averages.

At $188,433, median income runs above typical U.S. levels. The typical home is worth about $1,666,300 (8.5× income, severely stretched). Around 43% of renters are cost-burdened. About 51,991 people live here, median age 40. The vacancy rate is 3.4%. Around 61% of adults hold a bachelor's degree or higher. The ZIP holds roughly 18,175 housing units. The demographic-stress sub-score lands at 41/100. The poverty rate is 4.0% — low. 72% of housing is owner-occupied.

Net-net, 95124 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.