ZIP 95124 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 95124 (Santa Clara County, California) lands at 20/100 — low on DLRadar's public-record scoring. Its heaviest discrete signals: structural risk (43/100), institutional ownership (15/100), mortgage stress (6/100). By contrast, institutional ownership (15/100) and mortgage stress (6/100) register low. Structurally it carries 43/100, against 2/100 of stress already in motion. Climate and flood risk are elevated too — climate & FEMA risk (100/100), flood (NFIP) exposure (65/100).

The contraction-phase market in 95124 posted values that fell 1.0% over the year, 1.6% off the recent peak, and 9% higher over three years (phase confidence 19/100). Falling values surface more motivated sellers and below-market exits.

Households earn a median $188,433 — above the roughly $78,000 national figure. The typical home is worth about $1,666,300 (8.5× income, severely stretched). Rent burden reaches 43% of tenant households. 51,991 residents call 95124 home, typically aged 40. Vacancy runs 3.4%. Educational attainment sits at 61% bachelor's-or-above. There are about 18,175 housing units across 95124. DLRadar's demographic-stress index for the area reads 41/100. The poverty rate is 4.0% — low. Owners hold 72% of homes, renters 28%.

Taken together, 95124 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. No parcel file is published for 95124 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Whether 95124 runs hot or quiet, its 20/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 95124 can be compared directly against any other ZIP in Santa Clara County, California or nationwide. Where the public record is thin for 95124, the field stays empty rather than modeled, and fills in as new documents post.

95124's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. Treat 95124 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.