ZIP 95130 Foreclosure, Tax-Lien & Distress Report

Santa Clara County, California's ZIP 95130 registers 20/100 composite distress, which DLRadar reads as low. Environmental exposure also runs high (climate & FEMA risk (100/100), flood (NFIP) exposure (62/100)). Leading the profile are structural risk (42/100), institutional ownership (14/100), mortgage stress (6/100). institutional ownership (14/100) and mortgage stress (6/100) stay muted. Structurally it carries 42/100, against 2/100 of stress already in motion.

The market reads contraction — home values fell 1.0% year on year, 1.6% off the recent peak, and 12% lower over three years (phase confidence 19/100). Falling values surface more motivated sellers and below-market exits.

A median home runs $1,839,600 here, or 11.4 times local income. The vacancy rate is 5.5%. About 13,491 people live here, median age 40. Rent burden reaches 40% of tenant households. 64% of housing is owner-occupied. Around 60% of adults hold a bachelor's degree or higher. The ZIP holds roughly 5,128 housing units. The poverty rate is 5.2% — low. Median household income is $155,787, above the U.S. median near $78,000. The demographic-stress sub-score lands at 46/100.

Taken together, 95130 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. There is no property file for 95130 at the moment; the composite and its components are still built from verifiable records.

The number is not local guesswork: 95130's 20/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. 95130 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

95130's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. Practically, 95130 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.