ZIP 95130 Property Distress & Foreclosure Data

In Santa Clara County, California, ZIP 95130 scores 20 of 100 for composite distress, a low level on DLRadar's public-record index. It additionally carries heavy environmental risk: climate & FEMA risk (100/100), flood (NFIP) exposure (65/100). Its standout signals are structural risk (44/100), institutional ownership (15/100), mortgage stress (6/100). By contrast, mortgage stress (6/100) and construction/permit lag (3/100) register low. Structural risk reads 44/100 against active distress of 2/100.

The market reads peak — home values held roughly flat year on year, and 12% lower over three years, at 12/100 phase confidence. Topping markets hide individual distress behind strong averages.

The typical home is worth about $1,839,600 (11.4× income, severely stretched). Vacancy runs 5.5%. About 13,491 people live here, median age 40. Rent burden reaches 40% of tenant households. 64% of housing is owner-occupied. Around 60% of adults hold a bachelor's degree or higher. There are about 5,128 housing units across 95130. The poverty rate is 5.2% — low. At $155,787, median income runs above typical U.S. levels. The demographic-stress sub-score lands at 46/100.

Net-net, 95130 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.