ZIP 95070 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 95070 (Santa Clara County, California) returns a low composite of 20/100. Property-level stress concentrates in structural risk (43/100), institutional ownership (15/100), mortgage stress (6/100). institutional ownership (15/100) and mortgage stress (6/100) stay muted. It additionally carries heavy environmental risk: climate & FEMA risk (100/100), flood (NFIP) exposure (65/100). Structural exposure scores 43 and live distress 2 on the 0–100 scale.

Prices here sit in a contraction phase: values fell 1.0% over the trailing year, 1.6% off the recent peak, and 4% lower over three years, at 19/100 phase confidence. Falling values surface more motivated sellers and below-market exits.

Median household income is $240,980, above the U.S. median near $78,000. The poverty rate is 3.7% — low. 31,383 residents call 95070 home, typically aged 51. Around 81% of adults hold a bachelor's degree or higher. Rent burden reaches 31% of tenant households. The tenure split is 87% owner-occupied to 13% rented. DLRadar's demographic-stress index for the area reads 35/100. The typical home is worth about $2,000,000 (8.3× income, severely stretched). The ZIP holds roughly 11,887 housing units. Vacancy runs 6.1%.

Net-net, 95070 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. While 95070 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

The number is not local guesswork: 95070's 20/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. 95070 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

95070's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. Practically, 95070 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.