ZIP 95070 Property Distress & Foreclosure Data

Santa Clara County, California's ZIP 95070 registers 20/100 composite distress, which DLRadar reads as low. The most distinctive pressure shows up in structural risk (44/100), institutional ownership (15/100), mortgage stress (6/100). By contrast, mortgage stress (6/100) and construction/permit lag (3/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (100/100), flood (NFIP) exposure (65/100). On the structural side it scores 44/100, with 2/100 of stress already active.

The market reads peak — home values held roughly flat year on year, and 4% lower over three years (phase confidence 12/100). Topping markets hide individual distress behind strong averages.

At $240,980, median income runs above typical U.S. levels. The poverty rate is 3.7% — low. About 31,383 people live here, median age 51. Around 81% of adults hold a bachelor's degree or higher. Around 31% of renters are cost-burdened. 87% of housing is owner-occupied. The demographic-stress sub-score lands at 35/100. The typical home is worth about $2,000,000 (8.3× income, severely stretched). The ZIP holds roughly 11,887 housing units. The vacancy rate is 6.1%.

Net-net, 95070 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.