ZIP 95110 Foreclosure, Tax-Lien & Distress Report
Santa Clara County, California · Cooling Market market
In Santa Clara County, California, ZIP 95110 scores 20 of 100 for composite distress, a low level on DLRadar's public-record index. The split runs 43/100 structural to 2/100 active on the ground. The sharpest non-environmental signals are structural risk (43/100), institutional ownership (15/100), mortgage stress (6/100). By contrast, institutional ownership (15/100) and mortgage stress (6/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (100/100), flood (NFIP) exposure (65/100).
The market reads contraction — home values fell 1.0% year on year, 1.6% off the recent peak, and 12% higher over three years (phase confidence 19/100). A cooling market tends to open discount-to-value windows.
A median home runs $998,900 here, or 7.1 times local income. Owners hold 40% of homes, renters 60%. Population is roughly 19,444 with a median age of 35. Median household income is $132,800, above the U.S. median near $78,000. DLRadar's demographic-stress index for the area reads 43/100. The ZIP holds roughly 7,621 housing units. The vacancy rate is 10.9%. Rent burden reaches 40% of tenant households. 9.5% of residents fall below the poverty threshold. About 40% have a four-year degree.
Net-net, 95110 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. While 95110 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.
Big metro or rural, 95110 runs through one identical public-record model, so its 20/100 sits on the same scale as every other ZIP in Santa Clara County, California and the nation. Where the public record is thin for 95110, the field stays empty rather than modeled, and fills in as new documents post.
Each component behind 95110 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 20/100 roll-up. In workflow terms, 95110 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.
What is driving ZIP 95110’s distress
Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.
The 95110 distress snapshot
Current distress, phase, housing and lender-pressure figures for 95110, drawn from the same report attached to each property.
Santa Clara County ZIPs near 95110
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Other reports tied to Santa Clara County, California — ZIP, county and statewide.
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Each signal above is traceable to an open dataset · methodology