ZIP 95110 Property Distress & Foreclosure Data

Santa Clara County, California's ZIP 95110 registers 20/100 composite distress, which DLRadar reads as low. Structural exposure scores 44 and live distress 2 on the 0–100 scale. The most distinctive pressure shows up in structural risk (44/100), institutional ownership (15/100), mortgage stress (6/100). On the quiet end sit mortgage stress (6/100) and construction/permit lag (3/100). Environmental exposure also runs high (climate & FEMA risk (100/100), flood (NFIP) exposure (65/100)).

The peak-phase market in 95110 posted values that held roughly flat over the year, and 12% higher over three years, at 12/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Home values center near $998,900, an affordability ratio of 7.1× — stretched. Owners hold 40% of homes, renters 60%. Population is roughly 19,444 with a median age of 35. Median household income is $132,800, above the U.S. median near $78,000. DLRadar's demographic-stress index for the area reads 43/100. There are about 7,621 housing units across 95110. Vacancy runs 10.9%. Rent burden reaches 40% of tenant households. 9.5% of residents fall below the poverty threshold. Educational attainment sits at 40% bachelor's-or-above.

On balance 95110 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.