ZIP 95113 Property Distress & Foreclosure Data

DLRadar grades ZIP 95113 (Santa Clara County, California) at a low 20/100 for overall property distress. Property-level stress concentrates in structural risk (44/100), institutional ownership (15/100), mortgage stress (6/100). On the quiet end sit mortgage stress (6/100) and construction/permit lag (3/100). Environmental exposure also runs high (climate & FEMA risk (100/100), flood (NFIP) exposure (65/100)). The latent-versus-live split is 44/100 structural and 2/100 already moving.

The peak-phase market in 95113 posted values that held roughly flat over the year (phase confidence 12/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The ZIP holds roughly 1,842 housing units. 21.2% of residents fall below the poverty threshold. Home values center near $956,500, an affordability ratio of 6.8×. Around 39% of renters are cost-burdened. Population is roughly 2,443 with a median age of 32. Educational attainment sits at 67% bachelor's-or-above. Median household income is $140,938, above the U.S. median near $78,000. Owners hold 15% of homes, renters 85%. DLRadar's demographic-stress index for the area reads 44/100. The vacancy rate is 18.9% — elevated.

On the whole, 95113 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.