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ZIP 95113 Foreclosure, Tax-Lien & Distress Report

Santa Clara County, California · High Vacancy market

DLRadar grades ZIP 95113 (Santa Clara County, California) at a low 20/100 for overall property distress. The most distinctive pressure shows up in structural risk (43/100), institutional ownership (15/100), mortgage stress (6/100). institutional ownership (15/100) and mortgage stress (6/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (100/100), flood (NFIP) exposure (65/100). The split runs 43/100 structural to 2/100 active on the ground.

The contraction-phase market in 95113 posted values that fell 1.0% over the year, 1.6% off the recent peak, at 19/100 phase confidence. A cooling market tends to open discount-to-value windows.

There are about 1,842 housing units across 95113. 21.2% of residents fall below the poverty threshold. The typical home is worth about $956,500 (6.8× income). Around 39% of renters are cost-burdened. 2,443 residents call 95113 home, typically aged 32. Around 67% of adults hold a bachelor's degree or higher. Median household income is $140,938, above the U.S. median near $78,000. The tenure split is 15% owner-occupied to 85% rented. DLRadar's demographic-stress index for the area reads 44/100. Vacancy runs 18.9%, above the national norm and a classic distress-and-opportunity signal.

Net-net, 95113 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Because one deterministic model scores every ZIP, 95113's 20/100 can be lined up against any neighbor in Santa Clara County, California or any ZIP coast to coast. Sparse data for 95113 shows as blanks, never estimates, and the score updates on every fresh public filing.

The 20/100 for 95113 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. For a buyer, 95113 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.

20/100
Composite stress
43/100
Structural risk
2/100
Distress activity

Distress signal breakdown — ZIP 95113

Foreclosure activity0
Mortgage stress6
Climate / FEMA risk100
Another 9 scored dimensions sit behind 95113

Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties are listed in full, with owner, address, APN, per-parcel score and exit-velocity read.

The 95113 distress snapshot

The live 95113 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.

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The complete 95113 distress and acquisition report

The full 95113 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through funding and closing. Refreshed continuously.

Deterministic scoring, sourced entirely from public data · methodology

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