ZIP 95126 Foreclosure, Tax-Lien & Distress Report
Santa Clara County, California · Cooling Market market
On DLRadar's 0-100 public-record scale, ZIP 95126 in Santa Clara County, California comes in at 20, a low composite-distress reading. Climate and flood risk are elevated too — climate & FEMA risk (100/100), flood (NFIP) exposure (65/100). Latent structural risk is 43/100 while live distress already moving reads 2/100. The most distinctive pressure shows up in structural risk (43/100), institutional ownership (15/100), mortgage stress (6/100). On the quiet end sit institutional ownership (15/100) and mortgage stress (6/100).
The contraction-phase market in 95126 posted values that fell 1.0% over the year, 1.6% off the recent peak, and 6% higher over three years, at 19/100 phase confidence. Softening prices widen the spread between distressed and market value — what acquisition buyers watch for.
The ZIP holds roughly 17,222 housing units. Around 34% of renters are cost-burdened. About 55% have a four-year degree. Home values center near $1,214,300, an affordability ratio of 9.4× — stretched. The poverty rate is 8.0%. Population is roughly 38,239 with a median age of 34. At $127,297, median income runs above typical U.S. levels. Vacancy runs 6.0%. DLRadar's demographic-stress index for the area reads 47/100. Owners hold 34% of homes, renters 66%.
Taken together, 95126 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Parcel-level detail for 95126 is not published yet -- the ZIP-level readings above remain fully sourced to public records.
The number is not local guesswork: 95126's 20/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Where the public record is thin for 95126, the field stays empty rather than modeled, and fills in as new documents post.
Behind 95126's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. For a buyer, 95126 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.
ZIP 95126 distress signals, scored
Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties are listed in full, with owner, address, APN, per-parcel score and exit-velocity read.
Snapshot: 95126 by the numbers
Current distress, phase, housing and lender-pressure figures for 95126, drawn from the same report attached to each property.
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Rules-based scoring — each signal ties to a public dataset · methodology