ZIP 95014 Property Distress & Foreclosure Data

DLRadar grades ZIP 95014 (Santa Clara County, California) at a low 20/100 for overall property distress. Property-level stress concentrates in structural risk (44/100), institutional ownership (15/100), mortgage stress (6/100). On the quiet end sit mortgage stress (6/100) and construction/permit lag (3/100). The latent-versus-live split is 44/100 structural and 2/100 already moving. Environmental exposure also runs high (climate & FEMA risk (100/100), flood (NFIP) exposure (65/100)).

The peak-phase market in 95014 posted values that held roughly flat over the year, and 10% higher over three years (phase confidence 12/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The ZIP holds roughly 23,104 housing units. The vacancy rate is 5.8%. Educational attainment sits at 83% bachelor's-or-above. Around 27% of renters are cost-burdened. 4.2% of residents fall below the poverty threshold. Population is roughly 61,109 with a median age of 41. Home values center near $2,000,000, an affordability ratio of 8.7× — stretched. DLRadar's demographic-stress index for the area reads 38/100. Median household income is $229,074, above the U.S. median near $78,000. Owners hold 59% of homes, renters 41%.

On balance 95014 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.