ZIP 95020 Property Distress & Foreclosure Data

Santa Clara County, California's ZIP 95020 registers 20/100 composite distress, which DLRadar reads as low. Environmental exposure also runs high (climate & FEMA risk (100/100), flood (NFIP) exposure (65/100)). The most distinctive pressure shows up in structural risk (44/100), institutional ownership (15/100), mortgage stress (6/100). On the quiet end sit mortgage stress (6/100) and construction/permit lag (3/100). Structural risk reads 44/100 against active distress of 2/100.

The peak-phase market in 95020 posted values that held roughly flat over the year, and 6% higher over three years, at 12/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Population is roughly 67,945 with a median age of 37. Home values center near $1,059,100, an affordability ratio of 7.5× — stretched. Median household income is $134,242, above the U.S. median near $78,000. Educational attainment sits at 28% bachelor's-or-above. Vacancy runs 5.1%. Rent burden reaches 41% of tenant households. Owners hold 64% of homes, renters 36%. 7.4% of residents fall below the poverty threshold. There are about 20,822 housing units across 95020. DLRadar's demographic-stress index for the area reads 43/100.

On balance 95020 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.