ZIP 95023 Property Distress & Foreclosure Data

DLRadar grades ZIP 95023 (San Benito County, California) at a low 17/100 for overall property distress. Environmental exposure also runs high (climate & FEMA risk (92/100)). On the structural side it scores 35/100, with 1/100 of stress already active. Property-level stress concentrates in structural risk (35/100), construction/permit lag (11/100), institutional ownership (7/100). On the quiet end sit institutional ownership (7/100) and mortgage stress (4/100).

The peak-phase market in 95023 posted values that held roughly flat over the year, and 1% lower over three years (phase confidence 12/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Around 43% of renters are cost-burdened. 8.2% of residents fall below the poverty threshold. Population is roughly 58,374 with a median age of 35. Educational attainment sits at 21% bachelor's-or-above. Median household income is $108,156, above the U.S. median near $78,000. Owners hold 67% of homes, renters 33%. The vacancy rate is 2.9%. DLRadar's demographic-stress index for the area reads 42/100. Home values center near $784,100, an affordability ratio of 6.8×. The ZIP holds roughly 18,404 housing units.

On balance 95023 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.