ZIP 93906 Foreclosure, Tax-Lien & Distress Report
Monterey County, California · Distress market
On DLRadar's 0-100 distress scale, ZIP 93906 in Monterey County, California comes in at 26, a low composite-distress reading. The most distinctive pressure shows up in structural risk (57/100), institutional ownership (41/100), mortgage stress (18/100). On the quiet end sit mortgage stress (18/100) and construction/permit lag (8/100). Latent structural risk is 57/100 while live distress already moving reads 5/100. It additionally carries heavy environmental risk: climate & FEMA risk (99/100), flood (NFIP) exposure (84/100).
The market reads peak — home values rose 0.5% year on year, 2.2% off the recent peak, and 13% higher over three years (phase confidence 11/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.
Rent burden reaches 44% of tenant households. Population is roughly 64,592 with a median age of 34. The ZIP holds roughly 18,341 housing units. Vacancy runs 2.5%. The poverty rate is 10.4%. DLRadar's demographic-stress index for the area reads 42/100. About 17% have a four-year degree. The typical home is worth about $638,500 (6.2× income). At $96,044, median income runs above typical U.S. levels. The tenure split is 54% owner-occupied to 46% rented.
On balance 93906 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Parcel-level detail for 93906 is not published yet -- the ZIP-level readings above remain fully sourced.
The number is not local guesswork: 93906's 26/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Every figure is auditable to a public dataset and refreshed as records update; 93906 shows blanks, not estimates, wherever the record is sparse.
The 26/100 figure for 93906 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For an operator, 93906 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.
Distress signal breakdown — ZIP 93906
Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.
The 93906 distress snapshot
Real-time distress, cycle phase, housing and bank-stress readings for 93906, the same set carried on every parcel.
Adjacent Monterey County ZIP reports
Nearest ZIP codes to 93906
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Explore related distress reports
Other reports tied to Monterey County, California — ZIP, county and statewide.
Unlock the full ZIP 93906 acquisition report
See who owns each distressed property in 93906, where it is, its APN and score, the bank behind it and how fast it should exit — then open its owner and lender records in one click. Continuously refreshed, nationwide.
Built from public records, scored the same way everywhere · methodology