ZIP 93906 Property Distress & Foreclosure Data

ZIP code 93906 in Monterey County, California carries a composite property-distress score of 26/100 — a low reading on DLRadar's deterministic public-record index. What sets it apart are the readings on structural risk (57/100), institutional ownership (46/100), mortgage stress (18/100). By contrast, mortgage stress (18/100) register low. On the structural side it scores 57/100, with 5/100 of stress already active. It additionally carries heavy environmental risk: climate & FEMA risk (99/100), flood (NFIP) exposure (84/100).

The market reads peak — home values rose 1.5% year on year, and 13% higher over three years (phase confidence 40/100). Topping markets hide individual distress behind strong averages.

Around 44% of renters are cost-burdened. About 64,592 people live here, median age 34. The ZIP holds roughly 18,341 housing units. The vacancy rate is 2.5%. The poverty rate is 10.4%. The demographic-stress sub-score lands at 42/100. Around 17% of adults hold a bachelor's degree or higher. The typical home is worth about $638,500 (6.2× income). At $96,044, median income runs above typical U.S. levels. 54% of housing is owner-occupied.

Net-net, 93906 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.