ZIP 93926 Property Distress & Foreclosure Data

DLRadar grades ZIP 93926 (Monterey County, California) at a low 26/100 for overall property distress. Property-level stress concentrates in structural risk (57/100), institutional ownership (46/100), mortgage stress (18/100). mortgage stress (18/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (99/100), flood (NFIP) exposure (84/100). The latent-versus-live split is 57/100 structural and 5/100 already moving.

Prices here sit in a peak phase: values rose 1.5% over the trailing year, and 16% higher over three years (phase confidence 40/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Around 47% of renters are cost-burdened. Roughly 8.1% live below the poverty line. On demographic stress specifically, 93926 scores 48/100. The ZIP holds roughly 2,378 housing units. About 9% have a four-year degree. A median home runs $621,900 here, or 7.7 times local income. Households earn a median $77,418 — near the roughly $78,000 national figure. 8,998 residents call 93926 home, typically aged 28. The tenure split is 56% owner-occupied to 44% rented. The vacancy rate is 2.2%.

Overall, 93926 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.