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County and ZIP distress scoring, market phase, and the deals that surfaced today.

ZIP 93926 Foreclosure, Tax-Lien & Distress Report

Monterey County, California · Distress market

Scored purely from public records, 93926 (Monterey County, California) returns a low composite of 26/100. Leading the profile are structural risk (55/100), institutional ownership (41/100), mortgage stress (18/100). mortgage stress (18/100) and construction/permit lag (3/100) stay muted. It additionally carries heavy environmental risk: climate & FEMA risk (99/100), flood (NFIP) exposure (84/100). Structural exposure scores 55 and live distress 5 on the 0–100 scale.

Prices here sit in a peak phase: values rose 0.5% over the trailing year, 2.2% off the recent peak, and 16% higher over three years, at 11/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Rent burden reaches 47% of tenant households. Roughly 8.1% live below the poverty line. DLRadar's demographic-stress index for the area reads 48/100. The ZIP holds roughly 2,378 housing units. Educational attainment sits at 9% bachelor's-or-above. A median home runs $621,900 here, or 7.7 times local income. Households earn a median $77,418 — near the roughly $78,000 national figure. About 8,998 people live here, median age 28. 56% of housing is owner-occupied. The vacancy rate is 2.2%.

Net-net, 93926 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Parcel-level detail for 93926 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

No ZIP is too small to score: 93926 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 26/100 composite is a like-for-like number rather than an isolated estimate. Nothing here is interpolated — where a source is thin for 93926, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

The 26/100 figure for 93926 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For a buyer, 93926 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.

26/100
Composite stress
55/100
Structural risk
5/100
Distress activity

Signal-by-signal read on 93926

Foreclosure activity0
Mortgage stress18
Climate / FEMA risk99
93926 carries 9 additional scored dimensions

Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.

ZIP 93926 Stress Report snapshot

The live 93926 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.

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Every distressed parcel in 93926 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to funding and closing, refreshed continuously nationwide.

Each signal above is traceable to an open dataset · methodology

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