ZIP 93950 Property Distress & Foreclosure Data

Monterey County, California's ZIP 93950 registers 26/100 composite distress, which DLRadar reads as low. Climate and flood risk are elevated too — climate & FEMA risk (99/100), flood (NFIP) exposure (84/100). The most distinctive pressure shows up in structural risk (57/100), institutional ownership (46/100), mortgage stress (18/100). mortgage stress (18/100) stay muted. Structural risk reads 57/100 against active distress of 5/100.

Prices here sit in a peak phase: values rose 1.5% over the trailing year, and 20% higher over three years, at 40/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

A median home runs $1,190,400 here, or 10.7 times local income. Households earn a median $105,568 — above the roughly $78,000 national figure. Vacancy runs 16.0%, above the national norm and a classic distress-and-opportunity signal. The tenure split is 49% owner-occupied to 51% rented. About 59% have a four-year degree. Rent burden reaches 45% of tenant households. 15,003 residents call 93950 home, typically aged 50. On demographic stress specifically, 93950 scores 49/100. There are about 8,286 housing units across 93950. Roughly 7.1% live below the poverty line, a low share typical of higher-equity areas.

Taken together, 93950 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.