ZIP 93950 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 93950 (Monterey County, California) lands at 26/100 — low on DLRadar's public-record scoring. Environmental exposure also runs high (climate & FEMA risk (99/100), flood (NFIP) exposure (84/100)). The most distinctive pressure shows up in structural risk (55/100), institutional ownership (41/100), mortgage stress (18/100). On the quiet end sit mortgage stress (18/100) and construction/permit lag (3/100). Structural risk reads 55/100 against active distress of 5/100.

The peak-phase market in 93950 posted values that rose 0.5% over the year, 2.2% off the recent peak, and 20% higher over three years (phase confidence 11/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

A median home runs $1,190,400 here, or 10.7 times local income. At $105,568, median income runs above typical U.S. levels. The vacancy rate is 16.0% — elevated. The tenure split is 49% owner-occupied to 51% rented. About 59% have a four-year degree. Around 45% of renters are cost-burdened. Population is roughly 15,003 with a median age of 50. DLRadar's demographic-stress index for the area reads 49/100. The ZIP holds roughly 8,286 housing units. The poverty rate is 7.1% — low.

Net-net, 93950 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. 93950 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Because one deterministic model scores every ZIP, 93950's 26/100 can be lined up against any neighbor in Monterey County, California or any ZIP coast to coast. 93950 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

93950's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. Practically, 93950 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.