ZIP 93955 Property Distress & Foreclosure Data

Monterey County, California's ZIP 93955 registers 26/100 composite distress, which DLRadar reads as low. The most distinctive pressure shows up in structural risk (57/100), institutional ownership (46/100), mortgage stress (18/100). On the quiet end sit mortgage stress (18/100). Environmental exposure also runs high (climate & FEMA risk (99/100), flood (NFIP) exposure (84/100)). The latent-versus-live split is 57/100 structural and 5/100 already moving.

The peak-phase market in 93955 posted values that rose 1.5% over the year, and 11% higher over three years (phase confidence 40/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Educational attainment sits at 28% bachelor's-or-above. DLRadar's demographic-stress index for the area reads 52/100. The ZIP holds roughly 11,106 housing units. Around 56% of renters are cost-burdened. Median household income is $82,331, near the U.S. median near $78,000. The vacancy rate is 6.0%. Population is roughly 32,253 with a median age of 34. Owners hold 37% of homes, renters 63%. 14.9% of residents fall below the poverty threshold. Home values center near $788,300, an affordability ratio of 8.4× — stretched.

On balance 93955 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.