ZIP 93955 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 93955 (Monterey County, California) lands at 26/100 — low on DLRadar's public-record scoring. Leading the profile are structural risk (55/100), institutional ownership (41/100), mortgage stress (18/100). On the quiet end sit mortgage stress (18/100) and construction/permit lag (3/100). Environmental exposure also runs high (climate & FEMA risk (99/100), flood (NFIP) exposure (84/100)). On the structural side it scores 55/100, with 5/100 of stress already active.

Prices here sit in a peak phase: values rose 0.5% over the trailing year, 2.2% off the recent peak, and 11% higher over three years (phase confidence 11/100). Topping markets hide individual distress behind strong averages.

Around 28% of adults hold a bachelor's degree or higher. DLRadar's demographic-stress index for the area reads 52/100. There are about 11,106 housing units across 93955. Around 56% of renters are cost-burdened. At $82,331, median income runs near typical U.S. levels. The vacancy rate is 6.0%. Population is roughly 32,253 with a median age of 34. 37% of housing is owner-occupied. Roughly 14.9% live below the poverty line. The typical home is worth about $788,300 (8.4× income, severely stretched).

Net-net, 93955 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Parcel-level detail for 93955 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

Big metro or rural, 93955 runs through one identical public-record model, so its 26/100 sits on the same scale as every other ZIP in Monterey County, California and the nation. Every figure is auditable to a public dataset and refreshed on ingest; 93955 shows blanks, not estimates, wherever the record is sparse.

The 26/100 figure for 93955 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. In workflow terms, 93955 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.