ZIP 93426 Foreclosure, Tax-Lien & Distress Report

Monterey County, California's ZIP 93426 registers 25/100 composite distress, which DLRadar reads as low. Environmental exposure also runs high (climate & FEMA risk (98/100), flood (NFIP) exposure (72/100)). Property-level stress concentrates in structural risk (55/100), institutional ownership (38/100), mortgage stress (17/100). By contrast, mortgage stress (17/100) and construction/permit lag (12/100) register low. The latent-versus-live split is 55/100 structural and 5/100 already moving.

The peak-phase market in 93426 posted values that rose 1.1% over the year, 1.8% off the recent peak, and 13% higher over three years (phase confidence 10/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Vacancy runs 60.1%, above the national norm and a classic distress-and-opportunity signal. Median household income is $103,317, above the U.S. median near $78,000. Population is roughly 1,509 with a median age of 39. The demographic-stress sub-score lands at 36/100. 69% of housing is owner-occupied. The ZIP holds roughly 1,471 housing units. Home values center near $458,400, an affordability ratio of 4.6×. Around 23% of adults hold a bachelor's degree or higher. Roughly 4.5% live below the poverty line, a low share typical of higher-equity areas. Around 28% of renters are cost-burdened.

Taken together, 93426 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. There is no property file for 93426 at the moment; the composite and its components are still built from verifiable public records.

Big metro or rural, 93426 runs through one identical public-record model, so its 25/100 sits on the same scale as every other ZIP in Monterey County, California and the nation. Nothing here is interpolated — where a source is thin for 93426, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

Each component behind 93426 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 25/100 roll-up. For a buyer, 93426 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.