ZIP 93426 Property Distress & Foreclosure Data

DLRadar grades ZIP 93426 (Monterey County, California) at a low 27/100 for overall property distress. It additionally carries heavy environmental risk: climate & FEMA risk (98/100), flood (NFIP) exposure (73/100). Property-level stress concentrates in structural risk (59/100), institutional ownership (44/100), construction/permit lag (19/100). By contrast, construction/permit lag (19/100) and mortgage stress (17/100) register low. Structural risk reads 59/100 against active distress of 5/100.

The market reads peak — home values rose 2.0% year on year, and 13% higher over three years, at 34/100 phase confidence. Topping markets hide individual distress behind strong averages.

Vacancy runs 60.1%, above the national norm and a classic distress-and-opportunity signal. At $103,317, median income runs above typical U.S. levels. About 1,509 people live here, median age 39. The demographic-stress sub-score lands at 36/100. 69% of housing is owner-occupied. There are about 1,471 housing units across 93426. The typical home is worth about $458,400 (4.6× income). Around 23% of adults hold a bachelor's degree or higher. The poverty rate is 4.5% — low. Rent burden reaches 28% of tenant households.

Net-net, 93426 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.