ZIP 93446 Foreclosure, Tax-Lien & Distress Report
San Luis Obispo County, California · High Value market
ZIP code 93446 in San Luis Obispo County, California carries a composite property-distress score of 25/100 — a low reading on DLRadar's deterministic public-record index. Structurally it carries 53/100, against 4/100 of stress already in motion. Environmental exposure also runs high (climate & FEMA risk (96/100)). Its standout signals are structural risk (53/100), construction/permit lag (44/100), institutional ownership (27/100). institutional ownership (27/100) and mortgage stress (14/100) stay muted.
Prices here sit in a neutral phase: values rose 3.7% over the trailing year, and 13% higher over three years (phase confidence 32/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.
Home values center near $707,500, an affordability ratio of 7.0×. The demographic-stress sub-score lands at 42/100. Population is roughly 45,859 with a median age of 41. Vacancy runs 11.9%, above the national norm and a classic distress-and-opportunity signal. The ZIP holds roughly 19,843 housing units. The poverty rate is 11.2%. Owners hold 68% of homes, renters 32%. Around 46% of renters are cost-burdened. Median household income is $94,512, above the U.S. median near $78,000. Educational attainment sits at 30% bachelor's-or-above.
On balance 93446 is mixed, rewarding parcel-by-parcel screening over broad assumptions. 93446 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.
No ZIP is too small to score: 93446 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 25/100 composite is a like-for-like number rather than an isolated estimate. Where the public record is thin for 93446, the field stays empty rather than modeled, and fills in as new documents post.
The 25/100 for 93446 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. For a buyer, 93446 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.
ZIP 93446 distress signals, scored
Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
ZIP 93446 Stress Report snapshot
Current distress, phase, housing and lender-pressure figures for 93446, drawn from the same report attached to each property.
Other San Luis Obispo County ZIP codes
Related reports across San Luis Obispo County, California
Keep going: ZIP, county and state distress coverage for San Luis Obispo County, California.
Unlock parcel-level detail for ZIP 93446
Open 93446 parcel by parcel: owner, address, APN, individual distress score, lender exposure, exit-velocity estimate, and funding and closing in a single click. Updated continuously across the country.
Deterministic scoring, sourced entirely from public data · methodology