ZIP 93446 Property Distress & Foreclosure Data

San Luis Obispo County, California's ZIP 93446 registers 29/100 composite distress, which DLRadar reads as low. Structural exposure scores 62 and live distress 4 on the 0–100 scale. Climate and flood risk are elevated too — climate & FEMA risk (96/100). The most distinctive pressure shows up in construction/permit lag (75/100), structural risk (62/100), institutional ownership (33/100). institutional ownership (33/100) and mortgage stress (14/100) stay muted.

Prices here sit in a neutral phase: values rose 4.5% over the trailing year, and 13% higher over three years, at 40/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

A median home runs $707,500 here, or 7.0 times local income. On demographic stress specifically, 93446 scores 42/100. 45,859 residents call 93446 home, typically aged 41. Vacancy runs 11.9%, above the national norm and a classic distress-and-opportunity signal. There are about 19,843 housing units across 93446. Roughly 11.2% live below the poverty line. The tenure split is 68% owner-occupied to 32% rented. Rent burden reaches 46% of tenant households. Households earn a median $94,512 — above the roughly $78,000 national figure. About 30% have a four-year degree.

Overall, 93446 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

29/100
Composite stress
62/100
Structural risk
4/100
Distress activity

Distress signal breakdown — ZIP 93446

Foreclosure activity0
Mortgage stress14
Climate / FEMA risk96
+9 more distress dimensions scored for this ZIP

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

Nearby ZIPs in San Luis Obispo County

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