ZIP 93432 Foreclosure, Tax-Lien & Distress Report
San Luis Obispo County, California · High Vacancy market
ZIP 93432's composite property-distress score is 25/100 - DLRadar classes that as low for San Luis Obispo County, California. It additionally carries heavy environmental risk: climate & FEMA risk (96/100). Structurally it carries 53/100, against 4/100 of stress already in motion. Leading the profile are structural risk (53/100), construction/permit lag (44/100), institutional ownership (27/100). On the quiet end sit institutional ownership (27/100) and mortgage stress (14/100).
The market reads neutral — home values rose 3.7% year on year, and 19% higher over three years, at 32/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.
5.9% of residents fall below the poverty threshold. 84% of housing is owner-occupied. At $120,200, median income runs above typical U.S. levels. There are about 424 housing units across 93432. Around 46% of adults hold a bachelor's degree or higher. Home values center near $885,700, an affordability ratio of 7.5× — stretched. On demographic stress specifically, 93432 scores 37/100. Vacancy runs 21.1%, above the national norm and a classic distress-and-opportunity signal. Around 21% of renters are cost-burdened. About 1,229 people live here, median age 55.
Net-net, 93432 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. While 93432 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.
No ZIP is too small to score: 93432 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 25/100 composite is a like-for-like number rather than an isolated estimate. Nothing here is interpolated — where a source is thin for 93432, DLRadar leaves it blank rather than guessing, and re-scores as new records post.
The 25/100 figure for 93432 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. The point of the 93432 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.
Distress signal breakdown — ZIP 93432
Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
ZIP 93432 Stress Report snapshot
A live read on 93432: distress, market phase, housing and bank pressure — identical to the report behind every parcel.
Other San Luis Obispo County ZIP codes
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Further distress data across San Luis Obispo County, California at ZIP, county and state level.
Get the full acquisition report for 93432
Every distressed parcel in 93432 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to funding and closing, refreshed continuously nationwide.
Deterministic. Every signal traces to a public dataset · methodology