ZIP 93444 Property Distress & Foreclosure Data

DLRadar grades ZIP 93444 (San Luis Obispo County, California) at a low 29/100 for overall property distress. Structural risk reads 62/100 against active distress of 4/100. It additionally carries heavy environmental risk: climate & FEMA risk (96/100). Property-level stress concentrates in construction/permit lag (75/100), structural risk (62/100), institutional ownership (33/100). By contrast, institutional ownership (33/100) and mortgage stress (14/100) register low.

The market reads neutral — home values rose 4.5% year on year, and 19% higher over three years, at 40/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

About 21,495 people live here, median age 44. 74% of housing is owner-occupied. The typical home is worth about $816,000 (7.1× income, severely stretched). Around 34% of adults hold a bachelor's degree or higher. There are about 8,563 housing units across 93444. At $105,655, median income runs above typical U.S. levels. Vacancy runs 8.7%. The demographic-stress sub-score lands at 39/100. Rent burden reaches 39% of tenant households. The poverty rate is 5.3% — low.

Net-net, 93444 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.