ZIP 93444 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 distress scale, ZIP 93444 in San Luis Obispo County, California comes in at 24, a low composite-distress reading. The latent-versus-live split is 52/100 structural and 4/100 already moving. Climate and flood risk are elevated too — climate & FEMA risk (96/100). Its heaviest discrete signals: structural risk (52/100), construction/permit lag (35/100), institutional ownership (28/100). On the quiet end sit institutional ownership (28/100) and mortgage stress (14/100).

Prices here sit in a neutral phase: values rose 3.7% over the trailing year, and 19% higher over three years, at 32/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

21,495 residents call 93444 home, typically aged 44. 74% of housing is owner-occupied. A median home runs $816,000 here, or 7.1 times local income. Around 34% of adults hold a bachelor's degree or higher. There are about 8,563 housing units across 93444. Median household income is $105,655, above the U.S. median near $78,000. Vacancy runs 8.7%. DLRadar's demographic-stress index for the area reads 39/100. Around 39% of renters are cost-burdened. The poverty rate is 5.3% — low.

On balance, 93444 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. Parcel-level detail for 93444 is not published yet -- the ZIP-level readings above remain fully sourced.

Because one deterministic model scores every ZIP, 93444's 24/100 can be lined up against any neighbor in San Luis Obispo County, California or any ZIP coast to coast. Where the record is thin for 93444, the field stays empty rather than modeled, and fills in as new documents post.

93444's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. In workflow terms, 93444 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.