ZIP 93458 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 93458 (Santa Barbara County, California) lands at 26/100 — low on DLRadar's public-record scoring. Climate and flood risk are elevated too — climate & FEMA risk (99/100), flood (NFIP) exposure (91/100). Structural risk reads 56/100 against active distress of 5/100. Its standout signals are structural risk (56/100), institutional ownership (42/100), mortgage stress (18/100). mortgage stress (18/100) stay muted.

The market reads peak — home values rose 2.1% year on year, and 23% higher over three years, at 23/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Vacancy runs 3.3%. The ZIP holds roughly 14,484 housing units. 44% of housing is owner-occupied. Educational attainment sits at 9% bachelor's-or-above. At $73,518, median income runs near typical U.S. levels. The demographic-stress sub-score lands at 47/100. Roughly 17.9% live below the poverty line, elevated and often tied to deferred-maintenance inventory. The typical home is worth about $511,800 (6.3× income). Rent burden reaches 49% of tenant households. Population is roughly 59,126 with a median age of 27.

Overall, 93458 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. No parcel file is published for 93458 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Big metro or rural, 93458 runs through one identical public-record model, so its 26/100 sits on the same scale as every other ZIP in Santa Barbara County, California and the nation. Nothing here is interpolated — where a source is thin for 93458, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

93458's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. In workflow terms, 93458 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.