ZIP 93458 Property Distress & Foreclosure Data

DLRadar grades ZIP 93458 (Santa Barbara County, California) at a moderate 32/100 for overall property distress. Climate and flood risk are elevated too — climate & FEMA risk (99/100), flood (NFIP) exposure (92/100). On the structural side it scores 72/100, with 5/100 of stress already active. Property-level stress concentrates in structural risk (72/100), construction/permit lag (53/100), institutional ownership (48/100). mortgage stress (18/100) stay muted.

Prices here sit in a peak phase: values rose 2.9% over the trailing year, 1.7% off the recent peak, and 23% higher over three years (phase confidence 24/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The vacancy rate is 3.3%. The ZIP holds roughly 14,484 housing units. The tenure split is 44% owner-occupied to 56% rented. About 9% have a four-year degree. Households earn a median $73,518 — near the roughly $78,000 national figure. On demographic stress specifically, 93458 scores 47/100. Roughly 17.9% live below the poverty line, elevated and often tied to deferred-maintenance inventory. A median home runs $511,800 here, or 6.3 times local income. Around 49% of renters are cost-burdened. 59,126 residents call 93458 home, typically aged 27.

Overall, 93458 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.