ZIP 93103 Foreclosure, Tax-Lien & Distress Report
Santa Barbara County, California · High Value market
ZIP 93103's composite property-distress score is 26/100 - DLRadar classes that as low for Santa Barbara County, California. The split runs 56/100 structural to 5/100 active on the ground. It additionally carries heavy environmental risk: climate & FEMA risk (99/100), flood (NFIP) exposure (92/100). What sets it apart are the readings on structural risk (56/100), institutional ownership (42/100), mortgage stress (18/100). By contrast, mortgage stress (18/100) register low.
The peak-phase market in 93103 posted values that rose 2.1% over the year, and 30% higher over three years, at 23/100 phase confidence. Topping markets hide individual distress behind strong averages.
The tenure split is 46% owner-occupied to 54% rented. Median household income is $118,118, above the U.S. median near $78,000. 19,803 residents call 93103 home, typically aged 40. Educational attainment sits at 46% bachelor's-or-above. A median home runs $1,663,600 here, or 13.2 times local income. There are about 8,056 housing units across 93103. Rent burden reaches 43% of tenant households. The demographic-stress sub-score lands at 51/100. Vacancy runs 5.5%. 10.5% of residents fall below the poverty threshold.
Net-net, 93103 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. 93103 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.
Whether 93103 runs hot or quiet, its 26/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 93103 can be compared directly against any other ZIP in Santa Barbara County, California or nationwide. Every figure is auditable to a public dataset and refreshed on ingest; 93103 shows blanks, not estimates, wherever the record is sparse.
93103's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. In workflow terms, 93103 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.
Distress signal breakdown — ZIP 93103
Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.
The 93103 distress snapshot
The live 93103 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
Neighbouring ZIPs in Santa Barbara County
Explore related distress reports
More ZIP, county and state distress intelligence connected to Santa Barbara County, California.
The complete 93103 distress and acquisition report
See who owns each distressed property in 93103, where it is, its APN and score, the bank behind it and how fast it should exit — then fund and close it in one click. Continuously refreshed, nationwide.
No modelling: every input is a public record · methodology